Obama's Economy | PRISM Break | US Debt Clock | Drudge Report | ShadowStats | Updated: 11/19/2014
Facts about Obamacare

also known as the Patient Protection and Affordable Care Act. Passed by the Democrats and signed into law by President Barack Obama, 2010.


The Bill:

H.R. 3590 (111th): Patient Protection and Affordable Care Act (PDF)
111th Congress, 2009–2010. Text as of Mar 23, 2010 (Passed Congress/Enrolled Bill).

H.R. 4872 (111th): Health Care and Education Reconciliation Act of 2010 (PDF)




Obamacare Taxes/Penalties:

  • The penalty/tax will be phased in from 2014 to 2016.
  • The minimum penalty/tax in 2016 will be $695 per person and up to 3-times that per family. After 2016, these amounts will increase at the rate of inflation.
  • The minimum penalty/tax per person will start at $95 in 2014 (and then increase through 2016)
  • No family will ever pay more than 3X the per-person penalty, regardless of how many people are in the family.
  • The $695 per-person penalty is only for those who make between $9,500 and ~$37,000 per year. If you make less than ~$9.500, you're exempt. If you make more than ~$37,000, your penalty is calculated by the following formula...
  • The penalty is 2.5% of any household income above the level at which you are required to file a tax return. That level is currently $9,500 per person and $19,000 per couple. The penalty on any income above that is 2.5%. So the penalty can get expensive quickly if you make a lot of money.
  • However, the penalty can never be more than the cost of a "Bronze" heath insurance plan purchased through one of the state "exchanges" that will be created as part of Obamacare. The CBO estimates that these policies will cost $4,500-$5,000 per person and $12,000-$12,500 per family in 2016, with the costs rising thereafter.

    Source verbatim: Business Insider - July 2, 2012




Waivers and Exemptions:




Independent Reviews:


News Articles:

Health Care Law Recasts Insurers as Obama Allies
November 17, 2014 - (NY Times) But since the Affordable Care Act was enacted in 2010, the relationship between the Obama administration and insurers has evolved into a powerful, mutually beneficial partnership that has been a boon to the nation’s largest private health plans and led to a profitable surge in their Medicaid enrollment.

Another tape surfaces of ObamaCare architect calling American people ‘stupid’
November 12, 2014 - (FoxNews) ObamaCare architect Jonathan Gruber apparently doesn't think much of the intelligence of the American people. A new tape has surfaced showing Gruber, once again, claiming the health care law's authors took advantage of the "stupid" American public.

** Note to Democrats: When Mr. Gruber called the American public stupid he was actually referring to you. Republicans already knew this was a heaping pile of shit. **

HIV/AIDS Patients May Get Shut Out of Obamacare Exchanges
February 11, 2014 - (NationalReview) Blue Cross and Blue Shield of Louisiana has begun notifying hundreds of residents in the state with HIV/AIDS that they are at risk of losing their plans obtained through Obamacare’s exchanges if they used funds from a program that provides financial aid to people with the disease to pay for the plans. Starting next month, payments received from the Ryan White program, the largest federally funded program for people with HIV/AIDS, will not be accepted by the insurance provider, according to Reuters.

Health-Law Mandate Put Off Again
February 11, 2014 - (WSJ) Most employers won't face a fine next year if they fail to offer workers health insurance, the Obama administration said Monday, in the latest big delay of the health-law rollout. The Treasury Department, in regulations outlining the Affordable Care Act, said employers with 50 to 99 full-time workers won't have to comply with the law's requirement to provide insurance or pay a fee until 2016. Companies with more workers could avoid some penalties in 2015 if they showed they were offering coverage to at least 70% of full-time workers.

Obamacare enrollees hit snags at doctor's offices
February 4, 2014 - (LATimes) A month into the most sweeping changes to healthcare in half a century, people are having trouble finding doctors at all, getting faulty information on which ones are covered and receiving little help from insurers swamped by new business. Many consumers faced hurdles signing up for Covered California health plans. Now they're having trouble finding in-network doctors.

CBO: Obamacare will reduce the workforce in 2021 by the equivalent of 2.3 million full-time workers
February 4, 2014 - (Washington Post) The congressional number-crunchers, perhaps the capital’s closest thing to a neutral referee, came out with a new report Tuesday, and it wasn’t pretty for Obamacare. The CBO predicted the law would have a “substantially larger” impact on the labor market than it had previously expected: The law would reduce the workforce in 2021 by the equivalent of 2.3 million full-time workers, well more than the 800,000 originally anticipated.

Obamacare network vulnerable to cyber attack
February 3, 2014 - (FreeBeacon) U.S. intelligence agencies last week urged the Obama administration to check its new healthcare network for malicious software after learning that developers linked to the Belarus government helped produce the website, raising fresh concerns that private data posted by millions of Americans will be compromised. Specifically, officials warned that programmers in Belarus, a former Soviet republic closely allied with Russia, were suspected of inserting malicious code that could be used for cyber attacks, according to U.S. officials familiar with the concerns.

Aetna could be forced out of Obamacare: CEO
January 22, 2014 - (CNBC) Aetna CEO Mark Bertolini told CNBC on Wednesday that Obamacare has failed to attract the uninsured, and he offered a scenario in which the insurance company could be forced to pull out of program. He said that so far, Obamacare has just shifted people who were insured in the individual market to the public exchanges where they could get a better deal on a subsidy for coverage. "We see only 11 percent of the population is actually people that were firmly uninsured that are now insured. So [it] didn't really eat into the uninsured population."

Target to Drop Health Insurance for Part-Time Workers
January 21, 2014 - (Bloomberg) Target Corp. (TGT) said it will end health insurance for part-time employees, joining Trader Joe’s Co., Home Depot Inc. and other retailers that have scaled back benefits in response to changes from Obamacare. About 10 percent of Target’s part-time employees, defined as those working fewer than 30 hours a week, use the company’s health plans now, according to an announcement posted today on the Minneapolis-based company’s website. Target said it would pay $500 to part-timers losing coverage and a consulting firm will help workers sign up for new Obamacare plans.

Obamacare At ‘Significant’ Risk of ‘Death Spiral,’ Economist Warns
january 17, 2014 - (CNS) Economist John Goodman, who warned last October that Obamacare could plunge into a “death spiral” if not enough young, healthy people signed up for coverage, says that danger is now “significant” following news that the Obama administration failed to hit its young adult enrollment target. “I think there is a significant problem here,” Goodman, president and CEO of the National Center for Policy Analysis (NCPA), told CNSNews.com. “I think the insurers are worried. I think the administration is worried.

House Judiciary Committee Approves 'No Taxpayer Funding for Abortion Act'
January 16, 2014 - (Breitbart) On Wednesday the House Judiciary Committee approved H.R. 7, the “No Taxpayer Funding for Abortion Act,” which was authored by Reps. Chris Smith (R-NJ) and Dan Lipinski (D-IL). The proposed legislation would permanently ban taxpayer funding of abortions.

Hackers: HealthCare.gov still riddled with potential security issues
January 16, 2014 - (NBC) Cybersecurity researchers slammed HealthCare.gov's security during a House hearing on Thursday, saying the site is still riddled with problems that could put consumers' sensitive health details at risk. “The reason we’re concluding that this is so shockingly bad is that the issues across the site are so varied,” David Kennedy, founder of the information security firm TrustedSec, told NBC News. “You don’t even have to hack into the system to see big issues – which means there are [major problems] underneath.”

Federal Judge Upholds Health Care Subsidies
January 15, 2014 - (NYTimes) A federal judge rejected a legal challenge on Wednesday to a central part of President Obama’s health care law, ruling that millions of low- and moderate-income people could obtain health insurance subsidies regardless of whether they bought coverage through the federal insurance exchange or in marketplaces run by the states. “The plain text of the statute, the statutory structure and the statutory purpose make clear that Congress intended to make premium tax credits available on both state-run and federally facilitated exchanges,” Judge Friedman said.

Disabled family lost its health coverage
January 14, 2014 - (DailyCaller) The Daverts are just one of the thousands of American families who lost healthcare coverage after Obamacare forced their insurance company to cancel their plan. But the Daverts aren’t like any other American family. Twin children Austin and Michaela have brittle bone disease, as does their mother, Melissa. Their father, Ken, has cerebral palsy. Though their handicaps–and medical expenses–are significant, life together is not just manageable, but happy, in their Bay City, Michigan home.

79% of Obamacare Enrollees Qualify for Subsidies
January 14, 2014 - (Breitbart) According to the White House, 79% of those enrolled in Obamacare need subsidies because they cannot otherwise afford the premiums that have, in some cases, nearly doubled. Only 21% did not need subsidies.

Youth participation low in early Obamacare enrollment
January 13, 2014 - (Reuters) The new private health plans available under Obamacare drew in fewer young and healthy Americans than needed for the administration to make healthcare reform a market success in the first wave of enrollment, an official report showed on Monday. Twenty-four percent of the 2.2 million people who signed up for private coverage between October 1 and December 28 belonged to a target audience of 18- to 34-year-olds, according to the first administration report to provide a demographic breakdown on enrollment in the new plans offered under President Barack Obama's healthcare law.

Obamacare’s Many Loopholes: Forcing Individuals and Taxpayers to Fund Elective Abortion Coverage
January 13, 2014 - (Heritage) Because of legislative loopholes and onerous mandates, Obamacare will entangle taxpayer funds in abortion coverage offered on state exchanges and could force many Americans to unwittingly pay an abortion surcharge with private dollars. Additional taxpayer fund­ing and mandates on insurers could also provide increased funding and coverage for abortion providers like Planned Parenthood.

Consumers say they're shelling out more for health insurance
January 8, 2014 - (CNBC) Feeling lighter in the wallet and unhappier about Obamacare? You're not alone. Support for the Affordable Care Act has plummeted since late last summer, and people with employer-based health insurance say they increasingly are paying more for out-of-pocket medical expenses, a new Bankrate.com survey released Wednesday revealed.

Obamacare confusion reigns as frustrated patients walk out of hospitals without treatment
January 2, 2014 - (DailyMail) Hospital staff in Northern Virginia are turning away sick people on a frigid Thursday morning because they can't determine whether their Obamacare insurance plans are in effect. Patients in a close-in DC suburb who think they've signed up for new insurance plans are struggling to show their December enrollments are in force, and health care administrators aren't taking their word for it.

The hidden costs of ObamaCare
January 1, 2014 - (TheWeek) ObamaCare has delivered another sucker punch to the middle class. This time it's sticker shock. Now that most people can get past the tech problems of HealthCare.gov and actually see the real cost of insurance plans available, they are finding that Affordable Care is a big hit to the family budget. And when the family budget gets hit in the solar plexus, guess what happens to consumer spending and the economy?

New ObamaCare fees coming in 2014
December 25, 2013 - (NYPost) The cost of President Obama’s massive health-care law will hit Americans in 2014 as new taxes pile up on their insurance premiums and on their income-tax bills. Most insurers aren’t advertising the ObamaCare taxes that are added on to premiums, opting instead to discretely pass them on to customers while quietly lobbying lawmakers for a break.

Obama Repeals ObamaCare
December 22, 2013 - (WSJ) The White House argued at the Supreme Court that the insurance-purchase mandate was not only constitutional but essential to the law's success, while refusing Republican demands to delay or repeal it. But late on Thursday, with only four days to go before the December enrollment deadline, the Health and Human Services Department decreed that millions of Americans are suddenly exempt.

Docs say insurers dropping them in hopes their costly patients follow
December 19, 2013 - (CNN) When Jody Sabatino opened her mailbox last month, she got some jaw-dropping news: Her insurance company, UnitedHealthcare, was cutting the 79-year-old's most trusted doctor from its Medicare Advantage plan. In fact, four of her six regular doctors won't be covered at all next year. "I couldn't believe it. I just couldn't believe it," Sabatino said. What's easier to believe for those affected by the cuts is that because Obamacare makes it harder for insurers to cut patients from their rolls, they're cutting doctors instead -- and hoping patients follow them off the plan.

Obama Administration Knew of Healthcare.gov Security Risks Before Launch
December 19, 2013 - (Washington Free Beacon) Documents provided to the House Committee on Government Oversight and Reform reveal that the Obama administration knew of security vulnerabilities within Healthcare.gov prior to Oct. 1, but launched the website anyway. Chairman Darrell Issa (R., Calif.) said Health and Human Services (HHS) officials showed a “disturbing lack of judgment” by going ahead with the site’s launch and putting Americans’ personal information at risk.

Expanded Medicaid’s fine print holds surprise: ‘payback’ from estate after death
December 15, 2013 - (Seattle Times) As thousands of state residents enroll in Washington’s expanded Medicaid program, many will be surprised at fine print: After you’re dead, your estate can be billed for ordinary health-care expenses. State officials are scrambling to change the rule.

Obama Admin Pressures Insurers to Provide Coverage Before Getting Paid
December 12, 2013 - (TruthRevolt) On Thursday, Lauren Aronson, Director of the Office of Legislation for the Centers for Medicare and Medicaid Services, announced a set of policies designed to pressure insurance companies to take measures to fill the gaps left by Obamacare. More specifically, the Department of Health and Human Services will now pressure health insurers to retroactively accept payment for coverage that was supposed to begin on January 1, even if no payments have been made and no coverage has been formally granted. Furthermore, HHS wants insurers to pay out-of-network providers as though they were in-network “to ensure continuity of care for acute episodes,” and to pay for refill prescriptions under previous plans.”

Fewer Psychiatrists Seen Taking Health Insurance
December 11, 2013 - (NYTimes) Psychiatrists are significantly less likely than doctors in other specialties to accept insurance, researchers say in a new study, complicating the push to increase access to mental health care. The study, published Wednesday in the journal JAMA Psychiatry, found that 55 percent of psychiatrists accepted private insurance, compared with 89 percent of other doctors.

Obamacare marketplace violates federal security law
December 11, 2013 - (DailyCaller) Under the the Federal Information Security Management Act (FISMA), the Department of Health and Human Services’ Center for Medicare and Medicaid Services (CMS) is required to have an “Authority to Operate,” or ATO. In order to receive an ATO, new information tech systems must perform a set of tests, including “Security Control Assessments” (SCA). But according to CMS’s 2014 budget request, no such security assessment took place. The Federal Healthcare Marketplace website was rolled out without full end­-to­-end testing.

Colin Powell Endorses Single-Payer Health Care
December 10, 2013 - (USNews) At a prostate cancer survivors breakfast last week, former Secretary of State Colin Powell, a Republican, marveled at the quality of single-payer health care systems abroad and suggested the U.S. follow suit. Amid frustration with the rollout of President Barack Obama's health care plan, some members of Congress who agree with Powell are pushing for consideration of such a system.

On Health Exchanges, Premiums May Be Low, but Other Costs Can Be High
December 9, 2013 - (NYTimes) For months, the Obama administration has heralded the low premiums of medical insurance policies on sale in the insurance exchanges created by the new health law. But as consumers dig into the details, they are finding that the deductibles and other out-of-pocket costs are often much higher than what is typical in employer-sponsored health plans.

'A public safety disaster': Obamacare could force THOUSANDS of volunteer fire departments to close
December 9, 2013 - (DailyMail) Volunteer fire departments all across the U.S. could find themselves out of money and unable to operate unless Congress or the Obama Administration exempts them from the Affordable Care Act. The U.S. Department of Labor takes the term 'volunteer' literally, but the IRS says volunteer firefighters are technically employees if they're on the job more than 30 hours per week, making them subject to Obamacare's employee-mandate rules.

No, You Can't Keep Your Drugs Either Under Obamacare
December 9, 2013 - (Forbes) The President famously promised that you could keep your health plan and doctor. For many people, both of those pledges are turning out to be false. And now, you might not be able to keep your medicine, either. Simply put, many drugs may not be covered at all, and the costs patients incur by buying them with cash won’t count against out of pocket caps. This has repercussions for drug makers with big portfolios of specialty and primary care drugs (more on that later). But most of all, it has implications for patients.

Calif. health exchange shares consumers' data without permission
December 7, 2013 - (Fox) The California health exchange has admitted it has been divulging contact information for tens of thousands of consumers to insurance agents without their permission or knowledge in an effort to hit deadlines for coverage.

AARP partner crafted Obama ‘keep your plan’ lie
December 6, 2013 - (DailyCaller) The retired persons advocacy group AARP partners with the organization that helped craft President Obama’s “you can keep your plan” lie. AARP, founded in 1958, is generating criticism from many of its members for heavily promoting Obamacare, which helps AARP’s bottom line to the tune of more than $1 billion. One legendary television personality told The Daily Caller that disgruntled members should leave the organization and join his rival group.

Doctors boycotting California's Obamacare exchange
December 6, 2013 - (WashingtonExaminer) An estimated seven out of every 10 physicians in deep-blue California are rebelling against the state's Obamacare health insurance exchange and won't participate, the head of the state's largest medical association said.

Obamacare 'perfect storm': Feds reveal 10 percent error rate
December 6, 2013 - (CNBC) An estimated 10 percent of all enrollments now being made on the federal Obamacare marketplace contain data errors that could delay people from actually getting health coverage, officials disclosed Friday. And that error rate for enrollments submitted via HealthCare.gov and then sent to insurers before December was an estimated 25 percent, officials revealed. But both past and present error rates are much higher than 1 percent, the rate which insurers considered to be unacceptable when doing business outside the Obamacare exchanges. And they are raising serious questions about whether significant numbers of people will actually be without insurance Jan. 1 despite believing they have enrolled.

House subcommittee: Obamacare’s $300 billion Medicare Advantage raid will hurt seniors next year
December 4, 2013 - (DailyCaller) Obamacare took $700 billion from Medicare and $300 billion from Medicare Advantage alone for its own funding, according to the subcommittee. The cuts to Medicare Advantage beneficiaries will “begin to be fully realized in the next year,” according to the subcommittee.

Some Reid staffers exempt from Obamacare exchanges
December 4, 2013 - (CNN) Democratic Senate Majority Leader Harry Reid, one of Obamacare's architects and staunchest supporters, is also the only top congressional leader to exempt some of his staff from having to buy insurance through the law's new exchanges. Reid is the exception among the other top congressional leaders. GOP House Speaker John Boehner, House Democratic Leader Nancy Pelosi and Senate Republican Leader Mitch McConnell have all directed their staffs to join the exchange, their aides said.

Physician says Obamacare is causing 'chaos' for doctors (Video)
December 3, 2013 - (CNBC) Dr. Bill Grace, founder of Grace Oncology in NYC and an assistant professor of clinical medicine at New York Medical College, told CNBC Monday night that the enrollment problems also are causing significant problems for doctors. "Right now that back end is in chaos. … We don't even know if we should sign up for these plans, because we have a suspicion that many of [them] offer very little reimbursement or offer a loss to the physicians who are going to see these patients," Grace told Larry Kudlow on CNBC's "Kudlow Report".

Who Actually Wrote Obamacare?
December 3, 2013 - (LewRockwell) After all the secrecy surrounding Obamacare is lifting, we can finally put a name to this cruel lie. The man’s name who wrote a great deal of the scourge that we call Obamacare, is convicted felon, Robert Creamer. Creamer is now credited for writing 628 pages of Obamacare while he was in prison. Creamer is a senior Democratic operative who defrauded banks in order to keep his Marxist/Communist community organization afloat by engaging in 16 counts of bank and tax fraud.

Expert: Healthcare.gov Security Risks Even Worse After ‘Fix’
December 3, 2013 - (FreeBeacon) The Obamacare insurance marketplace is even more vulnerable to security breaches since the administration “fixed” Healthcare.gov, according to a cyber security expert. “They said they implemented over 400 bug fixes,” he said. “When you recode the application to fix these 400 bugs—they were rushing this out of the door to get the site at least so it can work a little bit—you’re introducing more security flaws as you go along with it because you don’t even check that code.”

Expert Testifies to Congress that Obama’s ‘Ignoring Laws’ Could Lead to Overthrow of Government
December 3, 2013 - (Mediaite) During a congressional committee hearing about the constitutional limits imposed on the presidency and the implications of President Barack Obama’s disregard for implementing the Affordable Care Act as written, one expert testified that the consequences of the president’s behavior were potentially grave. He said that the precedent set by Obama could eventually lead to an revolt against the federal government.

Obamacare customers urged to double-check insurance status
December 2, 2013 - (TheGuardian) The White House is urging insurance customers who enrolled through its online healthcare exchange to check whether they will actually receive coverage amid continuing uncertainty over the effectiveness of the system connecting the website to insurers. Although officials declared on Sunday that the consumer-facing front end of the federal website was now working effectively for the majority of customers, there have been separate concerns over the back end, which processes applications and passes on financial information to insurers selling the policies.

Medicaid Growth Could Aggravate Doctor Shortage
November 28, 2013 - (NYTimes) Medicaid for years has struggled with a shortage of doctors willing to accept its low reimbursement rates and red tape, forcing many patients to wait for care, particularly from specialists like Dr. Mazer. Yet in just five weeks, millions of additional Americans will be covered by the program, many of them older people with an array of health problems. The Congressional Budget Office predicts that nine million people will gain coverage through Medicaid next year alone. In many of the 26 states expanding the program, the newly eligible have been flocking to sign up.

Obamacare Event Hands Out Condoms as Prizes
November 27, 2013 - (WeeklyStandard) The Obamacare event took place at the University of Central Arkansas last weekend. It was hosted by a group called the Living Affected Corporation, which apparently has received a grant from the federal government to educate the public about Obamacare.

Online SHOP (small business exchanges) enrollment delayed by one year
November 27, 2013 - (Politico) The Obama administration today announced a year-long delay of online enrollment for small businesses looking to purchase health coverage through federal-run exchanges, another setback for HealthCare.gov. The delay, first reported by POLITICO, comes just weeks after Obama administration officials said the online enrollment for small businesses would be ready by the end of November. The announcement also comes just three days before the White House promises HealthCare.gov will provide a smoother enrollment experience for most users trying to purchase individual and family coverage. Fixing the problems with the individual market has been the White House priority.

Almost 80 million with employer health care plans could have coverage canceled, experts predict
November 26, 2013 - (Fox) Almost 80 million people with employer health plans could find their coverage canceled because they are not compliant with ObamaCare, several experts predicted. Their losses would be in addition to the millions who found their individual coverage cancelled for the same reason. Stan Veuger of the American Enterprise Institute said that in addition to the individual cancellations, "at least half the people on employer plans would by 2014 start losing plans as well." There are approximately 157 million employer health care policy holders.

‘Non-partisan’ group paid $1 million to produce positive Obamacare stories
November 25, 2013 - (CapitalCityProject) With the roll out of Obamacare being as disastrous as possible for the Obama administration, one group was given a $1 million grant to help lead a rebranding effort with hopes of salvaging the law in the eyes of the American people. However, the organization is a far cry from “non-partisan” and is extremely close to the Obama Administration and Enroll America – the group leading the efforts to sign people up for Obamacare.

No security ever built into Obamacare site: Hacker
November 25, 2013 - (CNBC) It could take a year to secure the risk of "high exposures" of personal information on the federal Obamacare online exchange, a cybersecurity expert told CNBC on Monday. "When you develop a website, you develop it with security in mind. And it doesn't appear to have happened this time," said David Kennedy, a so-called "white hat" hacker who tests online security by breaching websites. He testified on Capitol Hill about the flaws of HealthCare.gov last week.

Editorial: Employers could drop health care
November 25, 2013 - (Chicago Tribune) Abbott Laboratories chief executive Miles White said something last Tuesday that should jolt tens of millions of Americans who watch from a comfortable distance as the giant Obamacare blimp ignites and tumbles to the ground. These Americans are safely ensconced in employer-provided health care coverage — for now. But there are "clear incentives for companies to drop their health care plans and move people onto the exchanges," White told analysts at a luncheon, referring to the disastrously cranky and unreliable online insurance marketplaces created under Obamacare.

Woman Battling Kidney Cancer Losing Company Health Plan Due To Obamacare
November 25, 2013 - (CBS) A woman battling kidney cancer is losing her health insurance because her company’s health plan is being canceled due to Obamacare. Debra Fishericks, who has been working for the past 10 years at Atkinson Realty in Virginia Beach, has been scouring HealthCare.gov for a plan that fits her, but is finding that current premiums and plans are out of her price range.

Obamacare will kill middle class
November 24, 2013 - (DetroitNews) Obamacare is the biggest assault ever on the middle class. If not radically altered or repealed, it will diminish lifestyles and increase the financial struggles of average individuals and families. Combined with other costly government meddling in the economy, it will destroy the concept of an American middle. Incomes that over the past decade have barely kept pace with inflation will not absorb the surging cost of health insurance that will come for many, if not most people, on Jan. 1.

Vermont Confirms Security Breach To Health Care Exchange Website
November 24, 2013 - (CBS) Officials overseeing the Vermont Health Connect website confirmed Friday there was a security breach on the system last month in which one user got improper access to another user’s Social Security number and other data. The consumer, whom officials would not identify, reported that he received in the mail — from an unnamed sender — a copy of his own application for insurance under the state exchange.

Don’t Dare Call the Health Law ‘Redistribution’
November 23, 2013 - (NYTimes) Hiding in plain sight behind that pledge — visible to health policy experts but not the general public — was the redistribution required to extend health coverage to those who had been either locked out or priced out of the market.

Conservatives flee AARP after Obamacare
November 22, 2013 - (Watchdog) David Stella taking over AARP in Wisconsin might be very good for the conservative seniors service business. The appointment of Stella, former head of the state pension fund, who once signed a petition to recall Gov. Scott Walker, is a further lurch to the left for an organization that played an instrumental role in getting Obamacare passed.

Manias, Panics and ObamaCare Crashes (A reader's guide to the coming Affordable Care Act traumas)
November 22, 2013 - (WSJ) More cancelled health plans. Small business insurance disruption. The viability of the exchanges. Rate shock round two. You can't even keep your ObamaCare plan... or your Medicare Advantage plan. And maybe not your doctor. Physician dissatisfaction.

New health plans sold through exchanges not accepted at some prestigious NYC hospitals
November 20, 2013 - (WaPo) New Yorkers buying a health plan on the state’s new insurance exchange should read the fine print if they’re interested in getting care at some of the city’s top hospitals. Not all are participating in the new plans created by the Affordable Care Act. As of this week, not one of the plans for sale on New York’s health benefit exchange would cover treatment at Memorial Sloan-Kettering Cancer Center, one of the world’s largest and most respected cancer hospitals.

Second wave of health plan cancellations looms
November 20, 2013 - (Fox) A new and independent analysis of ObamaCare warns of a ticking time bomb, predicting a second wave of 50 million to 100 million insurance policy cancellations next fall -- right before the mid-term elections. The next round of cancellations and premium hikes is expected to hit employees, particularly of small businesses. While the administration has tried to downplay the cancellation notices hitting policyholders on the individual market by noting they represent a relatively small fraction of the population, the swath of people who will be affected by the shakeup in employer-sponsored coverage will be much broader.

CBS Poll: 84% of Democrats Want ObamaCare Changed or Repealed
November 20, 2013 - (Breitbart) A fascinating number in Wednesday's CBS poll is that only 7% of the American public want ObamaCare "kept in place." A full 93% either believe that changes are needed to the law (48%) or want a full repeal (43%). This pits President Obama and Democrat lawmakers -- who thus far have refused to make any meaningful changes -- against 93% of the American people and 72% of Democrats.

Halbig v. Sebelius Amicus Brief: What The IRS Is Trying To Do Is Really, Really Illegal
November 19, 2013 - (Forbes) As readers of this blog know, Halbig v. Sebelius is one of four lawsuits challenging the Internal Revenue Service’s attempt to expand ObamaCare’s subsidies and penalties far beyond what Congress authorized. Jonathan Adler and I wrote a whole law-journal article about it: ”Taxation Without Representation: The Illegal IRS Rule to Expand Tax Credits Under the PPACA.”

Obamacare bombshell: IT official says HealthCare.gov needs payment feature
November 19, 2013 - (CNBC) The official, Henry Chao, visibly stunned Rep. Cory Gardner (R-Colo.) when he said under questioning before a House subcommittee that a significant fraction of HealthCare.gov—30 to 40 percent of it—has yet to be constructed. "We still need to build the payments system to make the payments [to insurance companies] in January," testified Chao, deputy chief information officer of the Centers for Medicare and Medicaid Services, the federal agency that operates HealthCare.gov.

Perks Ease Way in Health Plans for Lawmakers
November 19, 2013 - (NYT) While millions of Americans have been left to fend for themselves and go through the frustrating experience of trying to navigate the federal exchange, members of Congress and their aides have all sorts of assistance to help them sort through their options and enroll.

Some D.C. Exchange Plans Cover Elective Abortion but Not Hearing Aids
November 19, 2013 - (NRO) Multiple individual plans available on the D.C. health-insurance exchange specifically cover elective abortion but not hearing aids, routine foot-care, and routine eye-care. One such plan, Healthy Blue PPO $1500, has a summary on the D.C. exchange’s website titled “Excluded Services & Other Covered Services.” It says enrollees can receive coverage for abortions performed for non-medical reasons, but not for a number of other services that could seem medically necessary. The plan also excludes coverage for some other procedures, including cosmetic surgery, bariatric surgery, and infertility treatment.

Administration program cuts Medicare patients off from their existing medical suppliers
November 19, 2013 - (DailyCaller) The Obama administration implemented a competitive bidding program that causes many Medicare patients to lose their existing health equipment providers, forcing seniors to rely on out-of-state companies that increase their medical costs and keep them waiting for essential services like oxygen. Between 80 and 90 percent of previously-eligible providers of medical equipment and services are now excluded from serving Medicare patients in bid areas, according to figures compiled by the nonpartisan homecare advocacy group People for Quality Care (PFQC) and provided to The Daily Caller.

Healthcare.gov ‘may already have been compromised,’ security expert says
November 19, 2013 - (FoxNews) Not only is healthcare.gov at risk, it may already have been compromised, a security expert testified before the Senate. “Hackers are definitely after it,” said David Kennedy, CEO of information security firm TrustedSEC before a House Science, Space, and Technology committee hearing on security concerns surrounding the problematic Healthcare.gov website.

Report warned of HealthCare.gov flaws last spring
November 18, 2103 - (Politico) The administration was warned last spring that its website didn’t meet key requirements for a successful rollout, including relying too heavily on outside contractors, according to a copy of a “Red Team” report prepared for the Centers for Medicare & Medicaid Services and obtained by POLITICO.

Students suffer ObamaCare sticker shock as premiums soar, plans get cut
November 18, 2013 - (Fox) While millions of Americans are watching their individual polices get canceled due to ObamaCare regulations, the new health care rules are also having a major impact on college campuses. For decades, universities and colleges have offered students bare-bones policies. But because of the Affordable Care Act, those policies no longer cut it – and universities are forced to decide whether to offer significantly higher-cost plans or cancel coverage altogether.

UnitedHealth drops thousands of doctors from insurance plans: WSJ
November 15, 2013 - (Reuter/WSJ) UnitedHealth Group (UNH.N) dropped thousands of doctors from its networks in recent weeks, leaving many elderly patients unsure whether they need to switch plans to continue seeing their doctors, the Wall Street Journal reported on Friday. The insurer said in October that underfunding of Medicare Advantage plans for the elderly could not be fully offset by the company's other healthcare business. The company also reported spending more healthcare premiums on medical claims in the third quarter, due mainly to government cuts to payments for Medicare Advantage services.

39 Democrats Break With Obama to Pass Upton 'Fix'
November 15, 2013 - (Brietbart) On Friday, the House of Representatives approved legislation sponsored by Rep. Fred Upton (R-MI) that would allow insurers to continue to offer policies on the individual market. The vote was 261-157. Thirty-nine Democrats voted for the Upton Amendment, which is an indication the Democrat united front on Obamacare is cracking.

Second O’Keefe video exposes more Obamacare Navigators telling people to commit fraud
November 14, 2013 - (CapitalCityProject) James O’ Keefe’s Project Veritas has released a second video showing even more Obamacare Navigators in Texas suggesting fraud and deceit to undercover reporters — despite some in the mainstream media calling the first exposé an “isolated incident.”

Obama Proposal Worries Insurers and Regulators
November 14, 2013 - (NYT) President Obama’s effort to quiet a political uproar by suggesting on Thursday that consumers should be allowed to keep their current health plans met significant resistance from many insurers and state regulators, who said they had not been consulted in advance about the proposal, doubted it could work and feared it might seriously damage the new insurance marketplace. “This decision continues different rules for different policies and threatens to undermine the new market, and may lead to higher premiums and market disruptions in 2014 and beyond,”

Roiling health care waters, Obama’s fix could make matters worse
November 14, 2103 - (McClatchyDC) Facing growing outrage from Americans, President Barack Obama reversed course Thursday and offered to let insurance companies sell existing plans even if they don’t meet the minimum standards set by his new problem-fraught health care law. But Obama’s much-delayed attempt to make good on his promise that Americans could keep their insurance plans if they liked them faces strong opposition from insurance companies, which warn that rates might spike, and it risks undermining the basic premise of his law, which requires quality, affordable insurance.

Obamacare plans will cost MORE 'in many cases' even with government subsidies, officials admit for the first time
November 14, 2013 - (DailyMail) The Obama administration has directly conceded for the first time that 'in many cases,' health insurance plans offered through government exchanges are more expensive than plans consumers bought before the Affordable Care Act became law – even when government subsidies are figured in.

White House officials get earful from Democrats on Obamacare
November 14, 2013 - (CNN) A private meeting on Capitol Hill with House Democrats and White House officials on Wednesday became heated when rank-and-file members expressed frustration about continued Obamacare problems, according to multiple sources in the room. One congressional Democrat who attended the meeting said senior Obama administration officials Mike Hash and David Simas really "got hit" by House Democrats about everything from the troubled website to the broken presidential promise that people can keep the insurance plans they like.

More heartburn for Democrats over health law
November 13, 2013 - (Jamie Dupree) As the Obama Administration finally released the first official enrollment numbers for the Obama health law and tech experts tried to explain the troubles of healthcare.gov before a House committee, Democratic unity on the health law continued to crack amid concerns about political fallout over the President's insurance pledge.

Pressure builds on White House for insurance fix
November 12, 2013 - (Jamie Dupree) There isn't much time for the White House to produce something, as the House will vote this Friday on a GOP bill that would basically take the Obama insurance pledge and turn that into a law - something that was starting to tempt rank and file Democrats. Adding more fuel to the fire were comments from ex-President Bill Clinton, who pushed the current President to make a change, saying Mr. Obama should "honor the commitment that the federal government made to those people and let them keep what they got."

Calif. Insurance Commissioner: More Than 1M Californians Having Insurance Cancelled Due To ACA
November 12, 2013 - (CBS) More than 1 million cancellation notices have been sent to Californians as the Affordable Care Act begins allowing individuals to buy insurance through exchanges, Jones said. The federal law requires policies to offer minimum levels of coverage, forcing companies to terminate many existing plans. But Jones said that under the law, insurers have another year to do so.

The Obamacare Exchange Scorecard: Around 100,000 Enrollees And Five Million Cancellations
November 12, 2013 - (Forbes) In the market for individually-purchased health insurance, more than 4.8 million Americans have received notices that their preexisting plans are soon to be illegal, and will be cancelled. Many more cancellation notices are imminent. But yesterday, the Wall Street Journal obtained information regarding the number of people who have signed up for new private health coverage under Obamacare: “40,000 to 50,000” for the federal exchange, and 49,000 for 12 of the 14 state-based exchanges.

New Mental Health Mandate Will Make Obamacare More Expensive, Increase Fraud And Canceled Policies
November 11, 2013 - (Forbes) On Friday, Health and Human Services Secretary Kathleen Sebelius announced new regulations mandating health insurers cover mental and behavioral health to the same extent they cover physical health care. So while Obamacare is driving up the cost of a policy for many Americans by 50 percent to 100 percent, the new mental health rules will make coverage even more expensive—though it’s difficult to know by how much.

Obamacare Will Be Repealed Well In Advance Of The 2014 Elections
November 11, 2103 - (Forbes) Prediction: even if HealthCare.gov is fixed by the end of the month (unlikely), Obamacare is going to be repealed well in advance of next year’s election. And if the website continues to fail, the push for repeal—from endangered Democrats—will occur very rapidly. The website is a sideshow: the real action is the number of people and businesses who are losing their health plans or having to pay a lot more. Fixing the website will only delay the inevitable.

HealthCare.gov Enrollment Falls Far Short of Target
November 11, 2013 - (WSJ) Fewer than 50,000 people had successfully navigated the troubled federal health-care website and enrolled in private insurance plans as of last week, two people familiar with the matter said, citing internal government data. The figure is a fraction of the Obama administration's target of 500,000 enrollees for October. The early tally for the HealthCare.gov site, which launched Oct. 1, worries health insurers that are counting on higher enrollment to make their plans profitable.

Con Men Prey on Confusion Over Health Care Act
November 9, 2013 - (NYTimes) With millions of Americans frustrated and bewildered by the trouble-prone federal website for health insurance, con men and unscrupulous marketers are seizing their chance. State and federal authorities report a rising number of consumer complaints, ranging from deceptive sales practices to identity theft, linked to the Affordable Care Act.

Blame game as insurers dump doctors
November 9, 2013 - (NewYork Post) The nation’s largest health insurer, UnitedHealthcare, claims the Affordable Care Act is responsible for forcing it to boot doctors from its Medicare Advantage program that serves thousands of elderly patients in the New York metro region. CEO Jack Larsen, under fire for separating seniors from their MDs, took out full-page ads to explain that cuts in Medicare spending forced the ­insurer’s hand.

Colorado Woman Who Championed Obamacare Loses Insurance Plan
November 8, 2013 - (CBS) She was shocked further to learn that for the same coverage she would pay 35 percent more and have a higher deductible.“Our premium for next year is going up to over $1,000 a month for two of us and we’re two fairly healthy individuals,” Wagner said.

More Special Obamacare Treatment — But Not for You
November 8, 2013 - (Heritage) Unions haven’t been able to get special Obamacare subsidies like Members of Congress and their staffs did, but they may not go away empty-handed. The Obama Administration has indicated it will propose a new regulation that could give many unions a break from one of Obamacare’s new fees. This one hits health plans with a $63 per person charge next year.

Analysis: Tens of millions could be forced out of health insurance they had
November 7, 2013 - Even as President Barack Obama sold a new health care law in part by assuring Americans they would be able to keep their insurance plans, his administration knew that tens of millions of people actually could lose those their policies.

VIDEO: Watch Obama (kinda, sorta) apologize to Americans’ losing their health plans
November 7, 2013 - (Washington Post) President Obama is offering an apology to Americans who have received insurance cancellation notices--sort of. In an interview with NBC News, the president says "I'm sorry" to Americans who are losing their health plans. "I am sorry that they are finding themselves in this situation based on assurances they got from me," he told NBC News in an exclusive interview at the White House.

ObamaCare Cuts Low-Wage Work Hours; IBD List At 363
November 6, 2013 - (IBD) The White House is touting a McKinsey & Co. finding that 7 million mostly uninsured, low-wage earners can get free coverage via the health exchanges — once they are more functional. But upon closer inspection, even this seemingly upbeat data point has a downside. Many of the low-wage workers with so much to gain from free health care also may have the most to lose from ObamaCare.

House GOP tweaks Obama, schedules vote on Keep Your Health Plan Act
November 6, 2013 - (The Hill) House Republican leaders announced Wednesday the lower chamber will vote next week on a bill that would allow people to keep their health insurance plan if they like it. The vote hits at President Obama, who, during the debate over the Affordable Care Act, said people could keep their healthcare plans if they like them. Millions of people, however, have gotten cancelation notices because of ObamaCare's new standards.

Tense Moment as Senator Calls for Sebelius to Resign (Video)
November 6, 2013 - (WSJ) “In short, Madam Secretary, I believe you were given advice, counsel and warning from experts inside your agency and out that the health care exchanges were not going to be ready. Furthermore, I believe to protect the administration, you chose to ignore these warnings, and as a result, you have put our entire health care system and one-sixth of our economy in jeopardy.”

Nearly 250,000 Colorado healthcare plans cancelled under Obamacare
November 6, 2013 - (Fox31) There are nearly 250,000 Coloradans whose health care policies have been or will be cancelled as a result of the Affordable Care Act, the state’s Dept. of Insurance announced on Wednesday. Many of the policies are being cancelled because of stipulations under the new law that force insurers to cover certain things that weren’t covered under the old policies; other plans are being cancelled by insurers because they’re no longer cost-effective.

Carl Schramm: How ObamaCare Rips Off the 'Young Healthies'
November 6, 2013 - (WSJ) A Manhattan Institute analysis of Health and Human Services numbers notes that a 27-year-old male will pay 99% higher premiums under ObamaCare than he would under previously prevailing market rates. One reason is that the law now limits insurers to charging the sickest seniors no more than three times the amount they charge their youngest customers. Given that 64-year-olds use on average six times as much health care as 19-year-olds, the Affordable Care Act forces young people to pay considerably more than the cost of their own care.

Sebelius: Possible for convicted felons to become Obamacare navigators (VIDEO)
November 6, 2013 - (DailyCaller) Health and Human Services Sec. Kathleen Sebelius acknowledged Wednesday that it would be possible for a convicted felon to become an Obamacare navigator — one of the workers responsible for helping people deal with the ins and outs of the healthcare law.

Obamacare Restrictions Lead Brooklyn Couple To Consider Divorce
November 6, 2013 - (CBS) “After Obamacare has rolled out, we realized that we would save thousands of dollars if we got divorced,” Aronowitz said. The issue for Aronowitz and Cassara is that together as family of only two, they make more than the $62,000 level to qualify for subsidies under the Affordable Care Act. But if they lived together unmarried, they would qualify for the subsidies and could literally save hundreds of dollars a month on their health care.

Access shock a bigger problem for Obama than lost insurance
November 5, 2013 - (WashingtonExaminer) In New Hampshire, only one insurer — Anthem Blue Cross Blue Shield — is offering plans on the state’s insurance exchange. And to keep costs down, Anthem included only “16 of the 26 acute general care hospitals in the state” in its network, according to the Concord Monitor.

Obama's health law finally gets real for America
November 4, 2013 - (AP) The Obama administration insists nobody will lose coverage as a result of cancellation notices going out to millions of people. At least 3.5 million Americans have been issued cancellations, but the exact number is unclear. Associated Press checks find that data is unavailable in a half the states.

49-State Analysis: Obamacare To Increase Individual-Market Premiums By Average Of 41%
November 4, 2013 - (Forbes) One of the fundamental flaws of the Affordable Care Act is that, despite its name, it makes health insurance more expensive. Today, the Manhattan Institute released the most comprehensive analysis yet conducted of premiums under Obamacare for people who shop for coverage on their own. Here’s what we learned. In the average state, Obamacare will increase underlying premiums by 41 percent. As we have long expected, the steepest hikes will be imposed on the healthy, the young, and the male.

Affordable Care Act Could Be Further Hamstrung By Shortage Of Doctors
November 4, 2013 - (CBS) A doctor shortage is threatening to make the roll-out of the Affordable Care Act even more difficult — and it could create lines for care and services. Right now, there is already a shortage of 20,000 doctors nationwide, and with healthcare expansion, plus increasing population, there will be a need for about 52,000 primary care doctors by 2025.

Obamacare Architect Ezekiel Emanuel: “Individual Insurance Market Is Going Away” (Video)
November 3, 2013 - (TheGatewayPundit) Obamacare architect Ezekiel Emanuel, a former adviser to the Obama White House, admitted today that, if Democrats have their way, the individual insurance market is going away. That was their plan all along.

You Also Can't Keep Your Doctor
November 3, 2013 - (WSJ) Everyone now is clamoring about Affordable Care Act winners and losers. I am one of the losers. My affordable, lifesaving medical insurance policy has been canceled effective Dec. 31. My choice is to get coverage through the government health exchange and lose access to my cancer doctors, or pay much more for insurance outside the exchange (the quotes average 40% to 50% more) for the privilege of starting over with an unfamiliar insurance company and impaired benefits.

Exclusive: HealthCare.gov Users Warn of Security Risk, Breach of Privacy
November 2, 2013 - (Heritage) Justin Hadley logged on to HealthCare.gov to evaluate his insurance options after his health plan was canceled. What he discovered was an apparent security flaw that disclosed eligibility letters addressed to individuals from another state.

Sticker shock often follows insurance cancellation
November 2, 2013 - (AP) Dean Griffin liked the health insurance he purchased for himself and his wife three years ago and thought he'd be able to keep the plan even after the federal Affordable Care Act took effect. The Griffins are among millions of people nationwide who buy individual insurance policies and are receiving notices that those policies are being discontinued because they don't meet the higher benefit requirements of the new law.

In first month, the vast majority of Obamacare sign-ups are in Medicaid
November 1, 2013 - (WaPo) The first month of the new health law’s rollout reveals an unexpected pattern in several states: a crush of people applying for an expansion of Medicaid and a trickle of sign-ups for private insurance. This early imbalance — in some places, nine out of 10 enrollees are in Medicaid — has taken some experts by surprise.

Obama donor’s firm hired to fix Web mess it created
November 1, 2013 - (NYPost) A tech firm linked to a campaign-donor crony of President Obama not only got the job to help build the federal health-insurance Web site — but also is getting paid to fix it. Anthony Welters, a top campaign bundler for Obama and frequent White House guest, is the executive vice president of UnitedHealth Group, which owns the software company now at the center of the ObamaCare Web-site fiasco.

Court strikes down mandate for birth control in ObamaCare
November 01, 2013 - (TheHill) A federal appeals court on Friday struck down the birth control mandate in ObamaCare, concluding the requirement trammels religious freedom. Requiring companies to cover their employees’ contraception, the court ruled, is unduly burdensome for business owners who oppose birth control on religious grounds, even if they are not purchasing the contraception directly.

After Repeal of Obamacare: Moving to Patient-Centered, Market-Based Health Care
October 31, 2013 - (Heritage) Obamacare moves American health care in the wrong direction by eroding the doctor–patient relationship, centralizing control, and increasing health costs. True health care reform would empower individuals, with their doctors, to make their own health care decisions free from government interference. Therefore, Obamacare should be stopped and fully repealed. Then Congress and the states should enact patient-centered, market-based reforms that better serve Americans.

Obama Officials In 2010: 93 Million Americans Will Be Unable To Keep Their Health Plans Under Obamacare
October 31, 2013 - (Forbes) If you read the Affordable Care Act when it was passed, you knew that it was dishonest for President Obama to claim that “if you like your plan, you can keep your plan,” as he did—and continues to do—on countless occasions. And we now know that the administration knew this all along. It turns out that in an obscure report buried in a June 2010 edition of the Federal Register, administration officials predicted massive disruption of the private insurance market.

Top Hospitals Opt Out of Obamacare (Chart)
October 30, 2013 - (USNews) Americans who sign up for Obamacare will be getting a big surprise if they expect to access premium health care that may have been previously covered under their personal policies. Most of the top hospitals will accept insurance from just one or two companies operating under Obamacare.

An Update On Halbig, And Other Lawsuits That Could Make The Decrepit HealthCare.Gov Look Like A Hiccup
October 30, 2013 - (Forbes) Last week, I discussed the importance of generating additional legal challenges to the IRS’s attempt to tax, borrow, and spend $700 billion, under the rubric of ObamaCare, yet contrary to the clear language of the statute and Congress’ intent. Four lawsuits have already been filed to challenge those illegal taxes and spending. The plaintiffs include two attorneys general, more than a dozen school districts, three private employers and eight individual taxpayers. A ruling for any of these plaintiffs would make the problems with ObamaCare’s decrepit HealthCare.gov web site look like a hiccup.

White House told insurance execs to keep quiet on Obamacare
October 30, 2013 - (CNN) After insurance officials publicly criticized the implementation, White House staffers contacted insurers to express their displeasure, industry insiders said. Multiple sources declined to speak publicly about the push back because they fear retribution.

3 states tell insurers to scrap plans that don't comply with Obamacare
October 30, 2013 - (CNN) Virginia, Kentucky and Idaho have told insurance companies that they must scrap insurance plans that don't meet the minimum coverage requirements laid out in the Affordable Care Act. Some states allow insurers to amend their current plans to include the new benefits, such as maternity care and prescription drug coverage, required under Obamacare.

HHS Predicted Much Employer-Backed Health Coverage Wouldn't Survive Obamacare, Either
October 30, 2013 - (Reason) Back in 2010, when the Department of Health and Human Services projected that “40 to 67 percent” of individual customers will not be able to keep their existing health coverage because of the tight requirements for grandfathering policies, HHS made similar projections for health coverage offered by employers.

MSNBC Host: Obama “Flagrantly Lied” To The American People (Audio)
October 30, 2013 - (MrConservative) MSNBC host Joe Scarborough says Obama “flagrantly lied” when he said people could keep their own insurance plans. NBC News reported earlier this week that Obama knew for 3 years that up to 75% of individual policies would be cancelled.

HealthCare.gov had "inherent security risks" 4 days before launch
October 30, 2013 - (CBS News) An internal Center for Medicare and Medicaid Services (CMS) memo dated Sept. 27 - four days before the HealthCare.gov website went live - indicates the government decided to go forward with launching the site even though there were "inherent security risks." It says that from a security perspective, aspects of the system that were not tested due to the ongoing development "exposed a level of uncertainty that can be deemed as a high risk for FFM (Federally Facilitated Marketplace)."

Cancellation of Health Care Plans Replaces Website Problems as Prime Target
October 29, 2013 - (NYTimes) The rising concern about canceled health coverage has provided Republicans a more tangible line of attack on the law and its most appealing promise for the vast majority of Americans who have insurance: that it would lower their costs, or at least hold them harmless. Baffled consumers are producing real letters from insurance companies that directly contradict Mr. Obama’s oft-repeated reassurances that if people like the insurance they have, they will be able to keep it.

Top Dem Admits: ‘We Knew’
October 29, 2013 - (NRO) House Democratic Whip Steny Hoyer conceded to reporters today that Democrats knew people would not be able to keep their current health care plans under Obamacare and expressed qualified contrition for President Obama’s repeated vows to the contrary.

Flashback: Obama's Campaign to Transition to Single Payer Health Care (VIDEO)
October 29, 2013 - (Breitbart) President Barack Obama made it no secret he was a proponent of a single payer health care system in America when he first came on to the national scene. However, he explained to his supporters over the years that a "potential transition" would be necessary to break away from the current system.

Insurers Oppose Obamacare Extension as Danger to Profits
October 29, 2013 - (Bloomberg) Extending the enrollment period would have a “destabilizing effect on insurance markets,” said Robert Zirkelbach, a spokesman for the Washington-based lobbyist group American’s Health Insurance Plans. Allowing younger, healthy Americans to sign up later, as they probably would, means less revenue for insurers counting on those premiums to help defray the cost of sicker customers, threatening industry profits.

Here's why Obama said people could keep their insurance
October 29, 2013 - (WashingtonExaminer) For decades before Obama burst onto the political scene, liberals had been pushing for the federal government to establish some sort of national health care program. But this effort always ran up against the same obstacle — an overwhelming majority of Americans were happy with their coverage and were leery of any changes.

Top Democrat says those aren't 'cancellation notices,' they're 'transitions' into Obamacare
October 29, 2013 - (WashingtonExaminer) Insurance companies aren't sending out cancellation letters, they're helping people "transition" into Obamacare, according to a top Democrat. In fact, according to Levin, the "so-called cancellation notices" merely "help people transition to a new policy."

Docs resisting ObamaCare
October 29, 2013 - (NYPost) A poll conducted by the New York State Medical Society finds that 44 percent of MDs said they are not participating in the nation’s new health-care plan. “This is so poorly designed that a lot of doctors are afraid to participate,” said Dr. Sam Unterricht, president of the 29,000-member organization. “There’s a lot of resistance. Doctors don’t know what they’re going to get paid.”

Health Policies Canceled in Latest Hurdle for Obamacare
October 29, 2013 - (Bloomberg) The Obamacare rollout is leading to the cancellation of hundreds of thousands of health insurance plans nationwide, contradicting President Barack Obama’s repeated pledge that people who like their coverage can keep it.

Obama admin. knew millions could not keep their health insurance
October 28, 2013 - (NBC News) Four sources deeply involved in the Affordable Care Act tell NBC NEWS that 50 to 75 percent of the 14 million consumers who buy their insurance individually can expect to receive a “cancellation” letter or the equivalent over the next year because their existing policies don’t meet the standards mandated by the new health care law. One expert predicts that number could reach as high as 80 percent. And all say that many of those forced to buy pricier new policies will experience “sticker shock.”

Florida Woman's Insurance Rate Increases 10X Under Obamacare
October 28, 2013 - (WeeklyStandard) One Florida woman is going from paying $54 a month to $591 under Obamacare, CBS reports: "For many, their introduction to the Affordable Care Act has been negative: A broken website, and now cancellation notices from insurance companies, followed by sticker shock over higher prices for the new plans," says a CBS reporter. "It's directly at odds from repeated assurances from the president."

Wisconsin Health Care Rates Spike under Obamacare, Hit Young Individuals Hardest
October 25, 2013 - (MacIver Institute) Health care rates could increase by as much as 102 percent in Wisconsin under Obamacare according to an analysis released by the MacIver Institute on Friday. MacIver released data earlier in the week that showed the average health care premiums for three different groups: a 27 year-old, a 50 year-old, and a family of four. The free-market think tank then compared the rates to what these same groups can find on the current private sector market.

Elderly patients sick over losing doctors under ObamaCare
October 25, 2013 - (NYPost) Elderly New Yorkers are in a panic after getting notices that insurance companies are booting their doctors from the Medicare Advantage program as a result of the shifting medical landscape under ObamaCare. That leaves patients with unenviable choices: keep the same insurance plan and find another doctor, pay out of pocket or look for another plan where their physician is a member.

Medicaid enrollment spike a threat to Obamacare structure?
October 25, 2013 - (CBS News) The disastrous rollout of HealthCare.gov may have another serious problem: A CBS News analysis shows that in many of the 15 state-based health insurance exchanges more people are enrolling in Medicaid rather than buying private health insurance. And if that trend continues, there's concern there won't be enough healthy people buying health insurance for the system to work.

How Badly Will ObamaCare Screw You? Answers Here!
October 24, 2013 - (Market-Ticker) If you're "27", the average premium is $266.20/month or $3,194.40 per year. How many 27 year olds have an extra $3,200 to spend on this?

Health insurance cancellation notices soar above Obamacare enrollment rates
October 24, 2013 - (DailyCaller) Hundreds of thousands of Americans who purchase their own health insurance have received cancellation notices since August because the plans do not meet Obamacare’s requirements. The number of cancellation notices greatly exceed the number of Obamacare enrollees.

CareFirst says 76,000 customers will lose current coverage due to Obamacare
October 24, 2013 - (WashintonExaminer) CareFirst BlueCross BlueShield is being forced to cancel plans that currently cover 76,000 individuals in Virginia, Maryland, and Washington, D.C., due to changes made by President Obama's health care law, the company told the Washington Examiner today. That represents more than 40 percent of the 177,000 individuals covered by CareFirst in those states.

Contractors Describe Limited Testing of Insurance Web Site
October 24, 2013 - (NYTimes) Federal officials did not fully test the online health insurance marketplace until two weeks before it opened to the public on Oct. 1, contractors told Congress on Thursday. While individual components of the system were tested earlier, they said, the government did not conduct “end-to-end-testing” of the system until late September.

ObamaCare spending to top contractors tops $1 billion
October 24, 2013 - (TheHill) According to the report released Thursday by Bloomberg Government analyst Peter Gosselin, federal spending ramped up in the months leading up to Oct. 1, with $352 million of the $1 billion in federal contracts to the top 10 ObamaCare contractors awarded during this time.

Millions of Americans Are Losing Their Health Plans Because of Obamacare
October 23, 2013 - (WeeklyStandard) While the Affordable Care Act was making its way through Congress in 2009 and 2010, President Obama famously promised the American people over and over again that if you like your health plan, you can keep it. But the president's promise is turning out to be false for millions of Americans who have had their health insurance policies canceled because they don't meet the requirements of the Affordable Care Act. According to health policy expert Bob Laszewski, roughly 16 million Americans will lose their current plans because of Obamacare.

HealthCare.gov pricing feature can be off the mark
October 23, 2013 - (CBSNews) CBS News has uncovered a serious pricing problem with HealthCare.gov. It stems from the Obama administration's efforts to improve its health care website. A new online feature can dramatically underestimate the cost of insurance.

Thousands get health insurance cancellation notices
October 18, 2013 - (NBCNews) Health plans are sending hundreds of thousands of cancellation letters to people who buy their own coverage, frustrating some consumers who want to keep what they have and forcing others to buy more costly policies. Florida Blue, for example, is terminating about 300,000 policies, about 80 percent of its individual policies in the state. Kaiser Permanente in California has sent notices to 160,000 people – about half of its individual business in the state.

Chicago Tribune Editorial: Why Obamacare is a mess
October 15, 2013 - (ChicagoTribune) If you've tried to sign up online for health coverage under the problem-plagued Obamacare exchange, our sympathies. Many people have tried to create accounts and shop for insurance under the new law. Few have succeeded. Those that have enrolled have found that the system is prone to mistakes. Some applications have been sent to the wrong insurance company. Wait. It gets worse...

Obamacare Needs a Drop-Dead Date
October 14, 2013 - (Bloomberg) Exactly how bad are things on the federal health-care exchanges? -- One person familiar with the project says it’s only about 70 percent of the way there, and has heard estimates of somewhere between two weeks to two months to fix it. As a programmer I know points out, “two weeks to two months” is the programming equivalent of “40 days and 40 nights”: “A long time, but I have no way of knowing how long.” When I used to hear estimates like that, I used to assume it would be coming in on the late end of that range, earliest.

11,588,500 Words: Obamacare Regs 30x as Long as Law
October 14, 2013 - (CNSNews) Bureaucracies in the Obama Administration have thus far published approximately 11,588,500 words of final Obamacare regulations, while there are only 381,517 words in the Obamacare law itself. That means unelected federal officials have now written 30 words of regulations for each word in the law.

Obamacare ‘navigator’ in Kansas has outstanding arrest warrant
October 14, 2013 - (DailyCaller) A woman with an outstanding warrant for her arrest is currently serving as an Obamacare “navigator” in Lawrence, Kansas; Rosilyn Wells — the Director of Outreach and Enrollment for the Heartland Community Health-care Center (HCHC) – is “the only full-time Affordable Care Act navigator in Lawrence,” according to the Lawrence Journal-World.

A job engine sputters as hospitals cut staff
October 13, 2013 - (USAToday) Health care providers announced more layoffs than any other industry last month — 8,128 — largely because of reductions by hospitals, according to outplacement firm Challenger Gray and Christmas. So far this year, the health care sector has announced 41,085 layoffs, the third-most behind financial and industrial companies.

Patients Pay Before Seeing Doctor as Deductibles Spread
October 13, 2013 - (Bloomberg) When Barbara Retkowski went to a Cape Coral, Florida, health clinic in August to treat a blood condition, she figured the center would bill her insurance company. Instead, it demanded payment upfront. The practice of upfront payment for non-emergency care has been spreading in the U.S. as deductibles rise. Now, the advent of the Patient Protection and Affordable Care Act is likely to accelerate that trend.

Credit scores impacting new Affordable Care Act insurance plans
October 8th, 2013 - (ClickOrlando) Many people signing up for health care in Florida through the Affordable Care Act have been shocked when they have to give proof of their credit score before they finish the process. If you have a low credit score you could end up paying higher premiums, according to Packham. The insurance company makes the call.

Computer Security Expert McAfee: Obamacare a Hacker's Dream
October 3, 2013 - (NewsMax) Saying "somebody made a grave error," McAfee Antivirus founder John McAfee says millions of Americans could have their identities stolen as people sign up for Obamacare. Appearing on Fox Business Network's "Cavuto" on Wednesday, the eccentric tech magnate warned that anyone can put up a fake Obamacare web page and claim to be a broker for the system. There is no central government-operated website to point people to legitimate brokers.

Premium Increases for “Young Invincibles” Under the ACA and the Impending Premium Spiral
October 2, 2013 - (AmericanActionForum) Crucial to the success of the Affordable Care Act's (ACA) health insurance exchanges is the participation of 2.7 million uninsured 18-35 year olds, sometimes referred to as the “young invincibles.” With lower than average incomes and generally good health, “young invincibles” are more likely to forego health coverage than others, or be attracted to plans offering basic coverage at minimal prices. Due to the ACA’s sweeping market reforms, rates for low-premium plans have increased exponentially between 2013 and 2014. In fact, on average, a healthy 30 year old male nonsmoker will see his lowest cost insurance option increase 260 percent.

From the Start, Signs of Trouble at Health Portal
October 12, 2013 - (NYTimes) For the past 12 days, a system costing more than $400 million and billed as a one-stop click-and-go hub for citizens seeking health insurance has thwarted the efforts of millions to simply log in. The growing national outcry has deeply embarrassed the White House, which has refused to say how many people have enrolled through the federal exchange.


Ten states where Obamacare wipes out existing health care plans
September 28, 2013 - (DailyCaller) President Barack Obama famously promised, “If you like your health care plan, you can keep your health care plan.” He later got even more specific. But as Obamacare’s rollout approaches, we have learned this is not true. Here are the ten states where consumers may like their health care plans, but they won’t be able to keep them.

SEIU unionists strike over Obamacare-related cuts
September 26, 2013 - (WashingtonExaminer) Members of the Columbus, Ohio-based Service Employees International Union Local 1 have gone on strike over recent job cuts by a janitorial company called Professional Maintenance. The reason for the cuts? The employer says it is because of the Affordable Care Act, aka Obamacare. This is ironic since SEIU is a major supporter of the law.

Obamacare trade-off: low premium, high deductible
September 25, 2013 - (MiamiHerald) You might be pleased with the low monthly premium for one of the new health insurance plans under President Barack Obama's overhaul, but the added expense of copayments and deductibles could burn a hole in your wallet.

Double Down: Obamacare Will Increase Avg. Individual-Market Insurance Premiums By 99% For Men, 62% For Women
September 25, 2103 - (Forbes) For months now, we’ve been waiting to hear how much Obamacare will drive up the cost of health insurance for people who purchase coverage on their own. Last night, the U.S. Department of Health and Human Services finally began to provide some data on how Americans will fare on Obamacare’s federally-sponsored insurance exchanges. HHS’ press release is full of happy talk about how premiums will be “lower than originally expected.” But the reality is starkly different.

Younger Buyers May Face Higher Insurance Premiums
September 25, 2103 - (WSJ) Young consumers in many states will be offered rates that are lower than some initial forecasts, but still significantly higher than they may be used to seeing, on health-insurance exchanges run either entirely or in part by the federal government.

The Wrecking Ball Known as ObamaCare
September 24, 2103 - (AmericanThinker) The list of companies cutting hours for workers continues to grow. Employers seek to keep staff below the 30-hour threshold set by the not-so Affordable Care Act. Thus, "according to an April survey conducted by the Society for Human Resource Management (SHRM), 41% of 603 small business owners" are delaying hiring. In fact, "one in five [have] already cut hours, while 20% have reduced payroll."

Obamacare Will Increase Health Spending By $7,450 For A Typical Family of Four
September 23, 2013 - (Forbes) Between 2014 and 2022, the increase in national health spending (which the Medicare actuaries specifically attribute to the law) amounts to $7,450 per family of 4.

Health-Law Implementation to Vary by State
September 22, 2013 - (WSJ) There is just one federal health law, but the way Americans experience the debut of its main provisions on Oct. 1 will vary widely depending on where they live. Every state, whether it supports the law or not, will have a health-insurance exchange where people will shop for coverage—the health overhaul's centerpiece.

Exchange Map

Lower Health Insurance Premiums to Come at Cost of Fewer Choices
September 22, 2013 - (NYTimes) Federal officials often say that health insurance will cost consumers less than expected under President Obama’s health care law. But they rarely mention one big reason: many insurers are significantly limiting the choices of doctors and hospitals available to consumers. From California to Illinois to New Hampshire, and in many states in between, insurers are driving down premiums by restricting the number of providers who will treat patients in their new health plans.

Home Depot to tap health insurance exchanges for part-timers
September 19, 2013 - (Reuters) Home Depot Inc is shifting medical coverage for part-time workers to new public marketplace exchanges ahead of new benefits requirements under the U.S. Affordable Care Act, a spokesman said on Thursday. Home Depot's change would affect roughly 20,000 part-time workers who previously had chosen the limited liability medical plan the company offered, spokesman Stephen Holmes said.

The GOP’s NEW plan to repeal, replace Obamacare
September 18, 2013 - (DailyCaller) The Republican Study Committee in the House of Representatives will unveil a health-care bill Wednesday to replace Obamacare. The 200-page budget-neutral bill would provide $20,000 in tax deductions to families and a $7,500 deduction to individuals, so they can buy insurance from vendors in any state. It would also would allow Americans to keep the money they save by picking lower-cost providers.

Walgreen Joins in Exodus of Workers to Private Exchanges
September 18, 2013 - (Bloomberg) Walgreen Co. (WAG), the biggest U.S. drugstore chain, will move its workers into a private health insurance exchange to buy company-subsidized coverage, the latest sign of how the debate over Obamacare is accelerating a historic shift in corporate health-care coverage. About 160,000 Walgreen employees now have to choose which coverage plan suits them best at a time of rising complexity in the health-care system.

Warren Buffett: Scrap Obamacare and Start Over
September 17, 2013 - (WeeklyStandard) "'Attack the costs first, and then worry about expanding coverage,' he said. 'I would much rather see another plan that really attacks costs. And I think that's what the American public wants to see. I mean, the American public is not behind this bill.'"

Insurers limiting doctors, hospitals in health insurance market
September 14, 2013 - (LATimes) Insurers in California's new health insurance exchange are holding down premiums by limiting choices, raising concerns that patients will struggle to get care. These diminished medical networks are fueling growing concerns that many patients will still struggle to get care despite the nation's biggest healthcare expansion in half a century. Consumers could see long wait times, a scarcity of specialists and loss of a longtime doctor.

Obamacare exchange leaks data of 2,400 unsuspecting customers
September 14, 2013 - (DailyCaller) An employee of Minnesota’s Obamacare exchange, MNsure, sent an unencrypted file to the wrong person and left 2,400 people’s private information at the mercy of a nearby insurance agent. One exchange staffer’s simple mistake gave insurance broker Jim Koester access to an Excel document of Social Security numbers, names, addresses and other personal data for whole a list of insurance agents. Luckily for the 2,400, Koester was cooperative — and unnerved.

Indiana University Lays Off 50 Workers Because of Obamacare
September 12, 2013 - (NationalReview) Indiana University, which currently spends $215 million a year on health care, will shift 50 maintenance and custodial employees to an outside contractor that will hire them and will manage their hours. According to Indiana’s WRTV, the university is doing so to avoid paying for health insurance for the workers — Obamacare will require that all hourly employees who work 30 or more hours a week be provided with “affordable” health insurance.

President of LIUNA Union: If Obamacare Cannot Be Fixed, It Needs to Be Repealed
September 12, 2013 - (FreeBeacon) President of the Laborers’ International Union of North America Terry O’Sullivan emphatically stated if Obamacare cannot be fixed it needs to be repealed Wednesday at an AFL-CIO convention in Los Angeles. O’Sullivan warned health insurance plans for organized labor are “under siege” and it will be a “big fricken deal if our members lose our health insurance.”

Obamacare Shatters Obama's Promise on Fifth Anniversary of No-Tax-Hike Pledge
September 12, 2013 - (CNSNews) Obama said, "I can make a firm pledge. Under my plan, no family making less than $250,000 a year will see any form of tax increase. Not your income tax, not your payroll tax, not your capital gains taxes, not any of your taxes." That's quite the promise and one that's even more difficult to keep when you throw a new $1 trillion dollar health care entitlement into the mix.

Trader Joe's To Drop Health Coverage For Part-Time Workers Under Obamacare
September 11, 2013 - (HuffingtonPost) After extending health care coverage to many of its part-time employees for years, Trader Joe's has told workers who log fewer than 30 hours a week that they will need to find insurance on the Obamacare exchanges next year, according to a confidential memo from the grocer's chief executive.

Obamacare Medical Device Tax Causes One Company to Lay Off Over 1,000 People
September 10, 2013 - (WeeklyStandard) A Grand Rapids, Michigan report on a company that had to lay off over 1,000 people due to the Obamacare medical device tax: "There are also new taxes affecting West Michigan industry, in particular, that took effect this year," says a local reporter. "There's a new 2.3 percent excise tax on medical device manufacturers. According to some reports, Kalamazoo based Stryker has laid off more than a thousand people because of it--and owes the federal government upwards of $100 million dollars this year alone. Late last week a Stryker spokesperson told me that Obamacare will cost the company fully 20 percent of its total research and development investments.

SeaWorld to cut hours for part-time workers
September 9, 2013 - (Orlando Sentinel) SeaWorld Entertainment Inc. is reducing hours for thousands of part-time workers, a move that would allow the Orlando-based theme-park owner to avoid offering those employees medical insurance under the federal government's health-care overhaul.

Time Warner to move U.S. retirees to healthcare exchanges
September 8, 2013 - (Reuters) Time Warner Inc is planning to transfer its U.S. retirees from company-sponsored health plans and move them to private insurance exchanges. According to an August memo obtained by Reuters, the media company will make allocations to a Health Reimbursement Arrangement account for retirees to use towards the purchase of coverage on an exchange. Previously, Time Warner provided an indirect subsidy through a supplementary Medicare program.

40,000-member International Longshore Union Quits the AFL-CIO, cites healthcare tax
August 31, 2013 - (LaborNotes) In a surprise move, the 40,000-member International Longshore and Warehouse Union announced its disaffiliation from the AFL-CIO yesterday. The news comes just a week before the federation is set to hold its national convention in Los Angeles, the nation’s biggest port and an ILWU stronghold.

Aetna Pulls Out of Another Obamacare Health Exchange (New York)
August 30, 2013 - (Breitbart) America's third largest health insurer, Aetna Inc., has announced it will not sell insurance on New York's Obamacare health insurance exchange, the fifth state the company has pulled out of in the last few weeks.

Local governments cutting hours over Obamacare costs
August 22, 2013 - (WAPO) Many cash-strapped cities and counties facing the prospect of shelling out hundreds of thousands of dollars in new health-care costs under the Affordable Care Act are opting instead to reduce the number of hours their part-time employees work.

Feds are building a detective squad to target consumers and companies that don't follow Obamacare's rules
August 21, 2013 - (MailOnline) More than 1,600 new employees hired by the U.S. Department of Health and Human Resources in the aftermath of Obamacare's passage include just two described as 'consumer safety' officers, but 86 tasked with 'criminal investigating' – indicating that the agency is building an army of detectives to sleuth out violations of a law that many in Congress who supported it still find confusing.

Companies sweating Obamacare tax—and acting on it: Study
August 21, 2013 - (CNBC) Mid- and large-sized companies overwhelmingly expect health-care costs to increase under Obamacare—and most are eyeing possible changes to their health insurance offerings because of a looming excise tax for pricier plans under the health-care reform law, a new survey of employers finds.

UPS to drop 15,000 spouses from insurance, cites Obamacare
August 21, 2013 - (bizjournals.com) The decision comes as many analysts are downplaying the Affordable Care Act's effect on companies such as UPS, noting that the move reflects a long-term trend of shrinking corporate medical benefits, Kaiser Health News reports. But UPS repeatedly cites Obamacare to explain the decision, adding fuel to the debate over whether it erodes traditional employer coverage, Kaiser says.

University of Virginia Employees Will See Significant Changes to Health Plan This Year
August 21,2103 - (UV) Provisions of the federal Affordable Care Act are projected to add $7.3 million to the cost of the University health plan in 2014 alone. Federal health care reform will create new costs related to the “individual mandate” that requires all Americans to have health care coverage (or pay a penalty). In future years, U.Va. could face millions more in taxes through the act if the cost of its plans passes certain thresholds.

Over 100K New Jersey Residents to Lose Their Affordable Health Plans under Obamacare
August 19, 2013 - (NRO) The latest casualty of Obamacare may be a low-cost New Jersey health-care policy. Though President Obama promised “if you like your health care plan, you’ll be able to keep your health care plan, period,” that will not be the case for approximately 106,000 New Jersey residents whose plans will disappear under the law.

Editorial: How President Obama is flouting Obamacare
August 18, 2013 - (Chicago Tribune) Every time the White House undercuts one provision of Obamacare, there is a massive ripple effect on other provisions. It's generally a zero-sum game: When someone gains, someone else loses. Example: When employers are relieved of their mandate to provide insurance, taxpayers risk having to subsidize more of those companies' employees.

States raise privacy concerns over health law navigators
August 17, 2013 - (The Hill)Department of Health and Human Services (HHS) is making it easier for someone to be hired as a so-called navigator, cutting back on background checks and eliminating a fingerprinting requirement, which could make it easier for a person’s private information to fall into the wrong hands.

Sen. Harry Reid: Obamacare 'Absolutely' A Step Toward A Single-Payer System
August 10, 2013 - (Forbes) When I speak to conservatives about health care policy, I’m often asked the question: “Do you think that Obamacare is secretly a step toward single-payer health care?” I always explain that, while progressives may want single-payer, I don’t think that Obamacare is deliberately designed to bring about that outcome. Well, yesterday on PBS’ Nevada Week In Review, Senate Majority Leader Harry Reid (D., Nev.) was asked whether his goal was to move Obamacare to a single-payer system. His answer? “Yes, yes. Absolutely, yes.”

Blue Cross, Aetna, United, Humana Flee Obamacare Exchanges
August 7, 2013 - (CNSNews) Major health insurance companies--Blue Cross, Aetna, United, Humana--have decided not to participate in various states in the Obamacare health-insurance exchanges that will be the only place Americans will be able to buy a health insurance plan using the federal subsidies authorized under the Obamacare law.

Family insurance in jeopardy at small companies
August 7, 2013 - (Chron) One casualty of the new health care law may be paid coverage for families of people who work for small businesses. Insurance companies have already warned small business customers that premiums could rise 20 percent or more in 2014 under the Affordable Care Act. That's making some owners consider not paying for coverage for workers' families, even though insurance is a benefit that helps companies attract and retain top talent. If more small business owners decide to stop paying for family coverage, it will accelerate a trend that started as the cost of health insurance soared in recent years.

Obamacare Full Frontal: Of 953,000 Jobs Created In 2013, 77%, Or 731,000 Are Part-Time
August 2, 2013 - (ZeroHedge) When the payroll report was released last month, the world finally noticed what we had been saying for nearly three years: that the US was slowly being converted to a part-time worker society. Of 953,000 Jobs Created In 2013, 77%, Or 731,000 Are Part-Time

IRS Chief: I Want to Keep My Health Care Plan, Not Switch to Obamacare
August 1, 2013 - (WeeklyStandard) IRS chief Daniel Werfel says he wants to keep his health care plan, not switch to Obamacare

Ga. Insurance Commissioner: Obamacare to Force 'Massive Rate Increases Up to 198 percent'
July 30, 2013 - (WeeklyStandard) In a press release today, Georgia insurance commissioner Ralph T. Hudgens warns that, because of Obamacare, "Georgia insurance companies are demanding massive rate increases up to 198 percent for some individuals." Hudgens claims this runs contrary to President Obama's promise to "Americans that Obamacare would lower rates."

Individual health insurance rates to rise 30-40% next year under new law, Florida insurance chief says
July 29, 2013 - (Palm Beach Post) Health insurance rates in Florida will rise by 5 to 20 percent in the small-group market, and 30 to 40 percent in the individual market, as the Affordable Care Act’s guaranteed coverage rule takes effect next year, Florida’s insurance commissioner said Monday.

Obama decides not to enforce the heart of his health-care law... (Until after the mid-term elections)
July 3, 2013 - (WSJ) These columns fought the Affordable Care Act from start to passage, and we'd now like to apologize to our readers. It turns out we weren't nearly critical enough. The law's implementation is turning into a fiasco for the ages, and this week's version is the lawless White House decision to delay the law's insurance mandate for businesses, though not for individuals.

Aetna Letter Warns Customers: 'Many People Will Pay More For Health Insurance' Under Obamacare
July 2, 2013 - (WeeklyStandard) Aetna, the third largest provider of medical insurance in the country, has mailed a letter to at least some customers this week warning that the "Affordable Care Act (ACA) is changing health insurance" and that "many people will pay more for their health insurance coverage in 2014 than they do today."

UnitedHealth to exit individual insurance market in California
July 2, 2013 - (LA Times) The nation's largest health insurer, UnitedHealth Group Inc., is leaving California's individual health insurance market, the second major company to exit in advance of major changes under the Affordable Care Act.

Aetna will exit California's individual health insurance market
June 18, 2013 - (LA Times) Aetna Inc. said it would stop selling individual health insurance policies in California next month, and nearly 50,000 existing policyholders will have to find new coverage by January.

Obamacare will share personal health info with federal, state agencies
June 17, 2013 - (Washington Examiner) A new rule issued late Friday requires state, federal and local agencies as well as health insurers to swap the protected personal health information of anybody seeking to join the new health care program that will be enforced by the Internal Revenue Service.

Morning Bell: The IRS and Obamacare, by the Numbers
June 5, 2013 - (Heritage) Chilling new details emerged yesterday about the IRS targeting scandal, as representatives from six conservative groups testified before Congress about the scrutiny and demands they faced from Obama administration bureaucrats.

GAO: HHS Already Rationing Enrollment in Obamacare’s Pre-Existing Condition Plan
May 31, 2013 - (CNSNews) A pre-existing condition health insurance program established by Obamacare is already straining its own budget and, to control costs, the administration’s Health and Human Services Department (HHS) has stopped enrolling any new people in the program, according to an audit by the General Accountability Office (GAO).

Rate Shock: In California, Obamacare To Increase Individual Health Insurance Premiums By 64-146%
May 30, 2013 - (Forbes) Last week, the state of California claimed that its version of Obamacare’s health insurance exchange would actually reduce premiums. “These rates are way below the worst-case gloom-and-doom scenarios we have heard,” boasted Peter Lee, executive director of the California exchange. But the data that Lee released tells a different story: Obamacare, in fact, will increase individual-market premiums in California by as much as 146 percent.

Unions break ranks on ObamaCare
May 21, 2013 - (TheHill) Months after the president’s reelection, a variety of unions are publicly balking at how the administration plans to implement the landmark law. They warn that unless there are changes, the results could be catastrophic.

Insurers predict 100%-400% Obamacare rate explosion
May 13, 2013 - (WashingtonExaminer) Internal cost estimates from 17 of the nation's largest insurance companies indicate that health insurance premiums will grow an average of 100 percent under Obamacare, and that some will soar more than 400 percent, crushing the administration's goal of affordability.

Cancer patients could face high costs for medications under ObamaCare, critics warn
May 13, 2013 - (Fox) Cancer patients could face high costs for medications under President Barack Obama's health care law, industry analysts and advocates warn. To try to keep premiums low, some states are allowing insurers to charge patients a hefty share of the cost for expensive medications used to treat cancer, multiple sclerosis, rheumatoid arthritis and other life-altering chronic diseases.

California Exchange Granted Secrecy
May 9, 2013 - (AP) A California law that created an agency to oversee national health care reforms granted it broad authority to conceal spending on the contractors that will perform most of its functions, potentially shielding the public from seeing how hundreds of millions of dollars are spent. The degree of secrecy afforded Covered California appears unique among states attempting to establish their own health insurance exchanges under President Barack Obama's signature health law.

A New Legal Challenge to ObamaCare
May 8, 2013 - (Breitbart) To prevent the enforcement of the Affordable Care Act in Texas, Dr. Steve Hotze, a Houston physician announced he is suing the federal government, claiming the ACA violates federal tax law as written. The suit claims that ObamaCare radically hikes small-business costs, impoverishes states and violates the plain language of the U.S. Constitution.

NYT Pins Obamacare Hopes on Robbing the Young
May 7, 2013 - (TheAmericanInterest) In short, the success of the ACA wholly depends on President Obama’s ability to persuade young people to voluntarily subsidize the old. If young people don’t agree to sign up for expensive plans full of benefits many of them don’t need, the oldsters won’t be able to afford the high cost of their plans.

Drug company that supported Obamacare now says rebate plan could be ‘catastrophic’
May 7, 2013 - (DailyCaller) Eli Lilly CEO John Lechleiter, who previously lobbied on behalf of Obamacare, said that one of President Obama’s costly new health-care reforms would have “catastrophic” consequences for innovation and that he plans to fight against it.

When It Comes to Health-Care Reform, the IRS Rules
May 6, 2013 - (CNBC) Get ready for the Internal Revenue Service to play a dominant role in health care. When Obamacare takes full effect next year, the agency will enforce most of the laws involved in the reform—even deciding who gets included in the health-care mandate.

Reid: More funding needed to prevent ObamaCare from becoming 'train wreck'
May 1, 2013 - (TheHill) Senate Majority Leader Harry Reid (D-Nev.) says he shares colleagues’ concerns that the Affordable Care Act could become a “train wreck” if it’s not implemented properly. Reid warned that people will not be able to choose health insurance plans on government health exchanges if federal authorities lack the resources to set them up and educate the public.

Employee Benefits Fall As Firms Brace For ObamaCare
May 1, 2013 - (Investors.com) Employer spending on benefits rose at the slowest pace on record in the first quarter, as companies began bracing for higher health costs with next year's launch of ObamaCare. Total benefits, such as insurance and pension contributions, rose just 0.1% vs. the end of last year, the smallest gain in Labor Department data going back to 2001. By comparison, payroll employment grew by a half-million, or 0.4%, in Q1. So benefits-per-worker declined.

Critics see conflict of interest as Obama admin advises doctors on prescriptions
April 27, 2013 - (Daily Caller) The Obama administration’s “academic detailing” program — through which representatives from the federal government help doctors select prescription drugs for their patients — is coming under harsh behind-the-scenes criticism from corporate executives including the CEO of Pfizer, who is trying to have the project disbanded.

Lawmakers, aides may get Obamacare exemption
April 24, 2013 - (Politico) Congressional leaders in both parties are engaged in high-level, confidential talks about exempting lawmakers and Capitol Hill aides from the insurance exchanges they are mandated to join as part of President Barack Obama’s health care overhaul, sources in both parties said.

Top Democrat on ObamaCare: ‘I see a huge train wreck’ coming
April 18, 2013 - (HumanEvents) “I just see a huge train wreck coming down,” Senate Finance Committee Chairman Max Baucus, D-Mont., told Obama’s health care chief during a routine budget hearing that suddenly turned tense.

Tens of thousands Obamacare 'navigators' to be hired
April 3, 2013 - (WashingtonExaminer) Tens of thousands of health care professionals, union workers and community activists hired as "navigators" to help Americans choose Obamacare options starting Oct. 1 could earn $20 an hour or more, according to new regulations issued Wednesday.

Millions Could Get Surprise Tax Bills Under ‘Obamacare’ If They Don’t Accurately Project Their Income
April 2, 2013 - (CBS) President Barack Obama’s new health care law will offer subsidies to help people buy private health insurance on state-based exchanges, if they don’t already get coverage through their employers. The subsidies are based on income. The lower your income, the bigger the subsidy.

Lawsuit over health care tax could kill ‘Obamacare’
March 31, 2013 - (Washington Times) A challenge filed by the Pacific Legal Foundation contends that the Affordable Care Act is unconstitutional because the bill originated in the Senate, not the House. Under the Origination Clause of the Constitution, all bills raising revenue must begin in the House.

Nurse-Practitioners: The Answer to the Doctor Shortage?
March 29, 2013 - (AARP) Let’s do the math: We have nearly 30 million uninsured people about to get medical coverage under the health care law come January. And we have a projected shortage of 45,000 primary care physicians by 2020. Add to that the American Association of Nurse Practitioners (AANP), with 43,000 members who say they can offer basic care if state laws would just let them set up an independent practice without doctor supervision.

Study estimates Obamacare could raise individual claim costs 32 percent
March 26, 2013 - (WG) One of the nation's premier experts in numbers has a tough diagnosis for President Barack Obama's health care law. In a report that could prove a big political headache for the administration, the Society of Actuaries estimated Tuesday that insurers will have to pay out an average of 32 percent more for claims on individual health policies under the Affordable Care Act, a cost likely to be passed on to consumers.

Sebelius: Some Could See Insurance Premiums Rise
March 26, 2013 - (WSJ) Some people purchasing new insurance policies for themselves this fall could see premiums rise because of requirements in the health-care law, Health and Human Services Secretary Kathleen Sebelius told reporters Tuesday.

Health Insurers Warn on Premiums
March 22, 2013 - (WSJ) Health insurers are privately warning brokers that premiums for many individuals and small businesses could increase sharply next year because of the health-care overhaul law, with the nation's biggest firm projecting that rates could more than double for some consumers buying their own plans.

More Docs (Six in 10) Plan to Retire Early
March 21, 2013 - (EDH) Most physicians have a pessimistic outlook on the future of medicine, citing eroding autonomy and falling income, a survey of more than 600 doctors found. Six in 10 physicians (62 percent) said it is likely many of their colleagues will retire earlier than planned in the next 1 to 3 years, a survey from Deloitte Center for Health Solutions found.

CVS Ordering Workers To Reveal Weight, Health Info
March 21, 2013 - (CBS) Pharmacy giant CVS has told workers in the Bay Area and around the nation to reveal their weight and other health information, or pay extra for health coverage.

Tax Prof: ObamaCare Tax Increases Are Double Original Estimate
March 13, 2013 - (EJP) The Joint Committee on Taxation recently released a 96 page report on the tax provisions associated with Affordable Care Act. The report describes the 21 tax increases included in Obamacare, totaling $1.058 trillion – a steep increase from initial assessment, according to the Tax Prof Blog. The summer 2012 estimate is nearly twice the $569 billion estimate produced at the time of the passage of the law in March 2010.

Youth Healthcare Premiums to Skyrocket 145%-203%
March 6, 2013 - (Breitbart) A report released yesterday by the House Committee on Energy and Commerce reveals the devastating reality many Americans will face when Obamacare is in full force next year. While the majority of Americans will likely see their healthcare premiums increase, no one will swallow the cost burden more than young Americans.

GAO Report: Obamacare Adds $6.2 Trillion to Long-Term Deficit
February 26, 2013 - (National Review Online) Obamacare will increase the long-term federal deficit by $6.2 trillion, according to a Government Accountability Office (GAO) report released today.

Florida doesn't have enough doctors for Medicaid expansion, lobby group says
February 22, 2013 - (SunSentinel) Brace yourself for longer lines at the doctor's office. Whether you're employed and insured, elderly and on Medicare, or poor and covered by Medicaid, the Florida Medical Association says there's a growing shortage of doctors — especially specialists — available to provide you with medical care.

Companies are dropping health coverage for spouses to cut costs
February 22, 2013 - (MarketWatch.com) By denying coverage to spouses, employers not only save the annual premiums, but also the new fees that went into effect as part of the Affordable Care Act. This year, companies have to pay $1 or $2 “per life” covered on their plans, a sum that jumps to $65 in 2014.

With Election Over, Obama Announces Medicare Cuts to Fund ObamaCare
February 20, 2013 - (Breitbart) During the 2012 election campaign, Democrats denied that ObamaCare made $716 billion in cuts to Medicare in order to provide funding toward $1.9 trillion in new entitlement spending over the next ten years. In an announcement on Friday, however, the Obama administration revealed that it would be significantly reducing funding for Medicare, a move that one health insurance analyst said “would turn almost every plan in the industry unprofitable.”

Virginia state workers' part-time hours capped due to health law
February 8, 2013 - (PilotOnline.com) Thousands of part-time state workers, including many in Hampton Roads, are being told they'll be allowed to work no more than 29 hours a week going forward. The reason: The federal Affordable Care Act requires that employees working 30 hours a week or more receive health care benefits - which would cost Virginia tens of millions of dollars a year.

Seven million will lose insurance under Obama health law
February 5, 2013 - (Washington Times) President Obama's health care law will push 7 million people out of their job-based insurance coverage — nearly twice the previous estimate, according to the latest estimates from the Congressional Budget Office released Tuesday.

IRS: Cheapest Obamacare Plan Will Be $20,000 Per Family
January 31, 2013 - (CNS) In a final regulation issued Wednesday, the Internal Revenue Service (IRS) assumed that under Obamacare the cheapest health insurance plan available in 2016 for a family will cost $20,000 for the year.

ObamaCare's Health-Insurance Sticker Shock
January 13, 2013 - (WSJ) Thanks to mandates that take effect in 2014, premiums in individual markets will shoot up. Some may double.

Aetna CEO: Obamacare Could Double Health Insurance Premiums
December 28, 2012 - (CNBC) To provide all Americans with health insurance, premiums will have to rise to pay for it, Aetna CEO Mark Bertolini told CNBC's "Closing Bell" on Wednesday. "If we're going to insure all Americans, which is a worthy and appropriate cause, then somebody has to pay for it," Bertolini said of the expected premium increases under Obamacare.

$1 Trillion Obamacare Tax Hike Hitting on Jan. 1
December 28, 2012 - (ATR) Obamacare contains twenty new or higher taxes. Five of the taxes hit for the first time on January 1. In total, for the years 2013-2022, Americans face a net $1 trillion tax hike for the years 2013-2022, according to the Congressional Budget Office.

Only 15 States Opt to Run Obamacare Exchanges
December 13, 2012 - (CNBC) Only 15 states have told the federal government they plan to operate health insurance exchanges under President Barack Obama's reform law, leaving Washington with the daunting task of creating online marketplaces for two-thirds of the country.

Surprise: New insurance fee in health overhaul law
December 10, 2012 - (AP) Your medical plan is facing an unexpected expense, so you probably are, too. It's a new, $63-per-head fee to cushion the cost of covering people with pre-existing conditions under President Barack Obama's health care overhaul.

Understanding Obamacare’s $716 Billion in Cuts to Medicare
October 16, 2012 - (Heritage) As the Medicare debate intensifies, there still seems to be popular confusion regarding the $716 billion in “savings” from Obamacare’s Medicare payment cuts. Let us end the confusion.

Top Five Worst Obamacare Taxes Coming in 2013
September 28, 2012 - (ATR) Of the twenty new or higher taxes in Obamacare, below are the five worst that will be foisted upon Americans for the first time on January 1, 2013...

Report: Premium hikes for top Medicare drug plans
September 25, 2012 - (AP) Seniors enrolled in seven of the 10 most popular Medicare prescription drug plans will be hit with double-digit premium hikes next year if they don't shop for a better deal, says a private firm that analyzes the highly competitive market.

Health Premiums Up $3,000; Obama Vowed $2,500 Cut
September 24, 2012 - (AP) Seniors enrolled in seven of the 10 most popular Medicare prescription drug plans will be hit with double-digit premium hikes next year if they don't shop for a better deal, says a private firm that analyzes the highly competitive market.

$1.8 trillion shock: Obama regs cost 20-times estimate
September 20, 2012 - (Washington Examiner) Complying with Health and Human Services Department requirements alone, he revealed, costs $184 billion a year, yet regulators are still drafting the rules for the 2,400-page Obamacare law that kicks into gear in 2014.

CBO raises estimate of those hit by Obama health care tax
September 19, 2012 - (Washington Times) Six million Americans will pay the health care tax rather than obtain coverage under President Obama’s health care law, according to a new Congressional Budget Office estimate Wednesday — a 50 percent increase over CBO’s estimate of just two years ago.

Obamacare Adapts The Worst Of Swisscare, Rejects The Best
September 3, 2012 - (Forbes) If there’s one aspect of Switzerland’s healthcare system that Obamacare should’ve borrowed, it’s the decoupling of health insurance from employment. The Swiss are free to pursue whatever line of work best suits their talents and interests — rather than settling for a job simply because of the health benefits.

More than 2,200 hospitals face penalties under ObamaCare rules
August 23, 2012 - (Fox) Starting in October, Medicare will reduce reimbursements to hospitals with high 30-day readmission rates -- which refers to patients who return within a month -- by as much as 1 percent. The maximum penalty increases to 2 percent the following year and 3 percent in 2014. Doctors are concerned the penalty is unfair, since sometimes they have to accept patients more than once in a brief period of time but could be penalized for doing so -- even for accepting seniors who are sick.

John C. Goodman: Why the Doctor Can't See You
August 14, 2012 - (WSJ) Are you having trouble finding a doctor who will see you? If not, give it another year and a half. A doctor shortage is on its way.

30 million to remain uninsured under Obamacare
August 8, 2012 - (Times 24|7) A new Congressional Budget Office (CBO) report says that under the Affordable Care Act, a.k.a. Obamacare, 30 million non-elderly Americans will remain without health insurance in 2022.

Obamacare Robs Medicare of $716 Billion to Fund Itself
August 1, 2012 - (The Foundry) Last week, a new Congressional Budget Office (CBO) report updated the amount of money Obamacare robs out of Medicare from $500 billion to a whopping $716 billion between 2013 and 2022.

Another company scraps US expansion plans due to Obamacare medical device tax
July 31, 2012 - (Michelle Malkin) An Indiana company’s decision to scrap expansion plans due to a looming tax on medical devices has renewed pressure on the Senate to consider a House-passed bill repealing the tax.

Rationing Begins: States Limiting Drug Prescriptions for Medicaid Patients
July 30, 2012 - (CNS) Sixteen states have set a limit on the number of prescription drugs they will cover for Medicaid patients, according to Kaiser Health News.

Doctor Shortage Likely to Worsen With Health Law
July 28, 2012 - (NYT) The Association of American Medical Colleges estimates that in 2015 the country will have 62,900 fewer doctors than needed. And that number will more than double by 2025, as the expansion of insurance coverage and the aging of baby boomers drive up demand for care.

CBO to employers: Obamacare has $4B more in taxes than expected
Business owners will pay $4 billion more in taxes under President Obama’s Affordable Care Act (ACA) than the Congressional Budget Office had previously expected.

Deloitte: One in 10 U.S. Employers to Drop Health Coverage
Around one in 10 employers in the U.S. plans to drop health coverage for workers in the next few years as the bulk of the federal health-care law begins, and more indicated they may do so over time, according to a study to be released Tuesday by consulting company Deloitte.

Obamacare architects preside over forthcoming CBO cost analysis
As the Congressional Budget Office prepares to release its cost analysis report on the Affordable Care Act, The Daily Caller News Foundation has learned that the woman charged with scoring Obamacare has strong ties to the White House as well as the president’s signature legislation.

ObamaCare's Secret History
Over the last year, the Energy and Commerce Committee has taken Nancy Pelosi's advice to see what's in the Affordable Care Act and how it passed. The White House refused to cooperate beyond printing out old press releases, but a dozen trade groups turned over thousands of emails and other files. A particular focus is the drug lobby, President Obama's most loyal corporate ally in 2009 and 2010.

Complicated Obamacare rules may cause small businesses to drop health coverage altogether
On Friday, my company's health insurance carrier notified me that the Affordable Care Act (Obamacare) requires that a Summary of Benefits and Coverage (SBC) be provided to employees. Failure to send the SBC with the required content, in the required form, and in the required timeframe, results in a penalty of $1,000 per affected individual and $100 per day per individual until the error is corrected.

Could one word take down Obamacare?
Two experts who recently scoured Section 1401 think they found something huge: a missing word that could undercut the Affordable Care Act’s promise of affordable health insurance.

Obamacare Now Estimated to Cost $2.6 Trillion in First Decade
The latest estimate, as the chart details, is that Obamacare will cost $2.6 trillion dollars in its first real decade. The bill does not fully go into effect until 2014, therefore the estimate begins with that year. 

FACT CHECK: Buyer beware in health debate
President Barack Obama promises nothing will change for people who like their health coverage except it'll become more affordable, but the facts don't back him up. Mitt Romney groundlessly calls the health care law a slayer of jobs certain to deepen the national debt.

Auditors: Obama administration is bending health law
Congress’s non-partisan investigators said Wednesday President Obama is stretching the law to give bonuses to mediocre private Medicare plans — an $8 billion program the auditors had already urged the administration to cancel. Opponents have said the $8 billion project amounts to a slush fund designed to cover up the Medicare cuts in Mr. Obama’s health care law, at least until 2014 when the law kicks into full effect.

83% of American physicians have considered leaving their practices
The DPMA, a non-partisan association of doctors and patients, surveyed a random selection of 699 doctors nationwide. The survey found that the majority have thought about bailing out of their careers over the legislation, which was upheld last month by the Supreme Court.

Policing Obamacare, America's Newest Tax
July 5, 2012 - (BusinessWeek) Beginning in 2014 every American will have to carry health insurance or pay a penalty. That task, along with dozens of others, now falls to the IRS. All told, the IRS has to enforce 47 tax provisions under Obamacare.

Here's How Much The Obamacare Penalty Tax Will Cost You...
July 2, 2012 - (Business Insider) Many Americans are furious that Obamacare will require them to buy health insurance. Most of these folks seem to hate the idea that Obama is forcing them to do something more than they hate the idea of shelling out money. But for those who also care about the money, here are the details.

Fox: Obamacare paves the way for massive government expansion and massive new powers
Much bigger than the mandate itself are the insurance exchanges that will administer $681 billion in subsidies over 10 years, which will require a lot of new federal workers at the IRS and health department. The federal government is about to assume massive new powers. According to James Capretta of the Ethics and Public Policy Center, federal powers will include designing insurance plans, telling people where they can go for coverage and how much insurers are allowed to charge.

AARP promoted Obamacare, stands to earn $1 Billion in new policy sales
Rep. Wally Herger, the California Republican who chairs the Ways and Means health subcommittee, said AARP might have supported the law because the group stood to make $1 billion from increased policy sales under the Medigap program if the law went into effect.

Obamacare: More Government, Fewer Doctors
After asking 501 practicing physicians about the future of health care in the United States, The Deloitte Center for Health Solutions’ conclusions were hardly surprising: under ObamaCare:

• More people will demand medical care.
• There will be fewer doctors to handle them.
• Those who do will get paid less.
• Those who do will be subject to increasingly onerous regulations.

Obama Nominee for Social Security Board Favors Rationing Health Care
Berwick, to whom Obama issued a dubious recess appointment to circumvent the usual Senate confirmation, has become notorious for statements like, “The decision is not whether or not we will ration care — the decision is whether we will ration with our eyes open” — and, in progressive-speak, “The social budget is limited.”

Newsbusters: 'There Is a Coherent Republican Plan' To Replace ObamaCare Once Repealed
"Instead of relying on the current tax exemption that hides costs, the Republican plans would offer people a tax credit for use to purchase the insurance plan that suits their needs."

NYT: 71 of Fortune 100 companies have an incentive to drop your coverage
A report by the House Ways and Means Committee found that 71 of the Fortune 100 companies have an incentive to drop coverage. A Congressional Budget Office study this year estimated that 20 million could lose coverage under the law or perhaps 3 million could gain employer coverage.

WSJ: Get Ready for the New Investment Tax
Until this week, investors were waiting to see what the Supreme Court would do about the 3.8 percentage-point surtax on investment income, part of President Obama's health-care overhaul. Starting on Jan. 1, 2013, the tax rates on long-term capital gains and dividends for these earners will jump from their current historic low of 15% to 18.8%, assuming Congress extends the current law.

If, on the other hand, Congress allows the tax rates set in 2001 and 2003 to expire on Dec. 31—an unlikely scenario, according to many experts—the top rate on capital gains will rise to 23.8% and the top rate on dividends will nearly triple, to 43.4%.

Obamacare: 21 New or Higher Taxes
1. Individual Mandate Excise Tax(Jan 2014): Starting in 2014, anyone not buying “qualifying” health insurance must pay an income surtax according to the higher of the following...

Hennessey: There will still be 21 million uninsured people
The CBO projected that in 2016, when the mandate is in effect and the tax is fully phased in, there will still be 21 million uninsured people. This belies the advertised “universal coverage” label.

WSJ Chief Economist: 75% of Obamacare Costs Will Fall on Backs of Those Making Less Than $120K a Year (video)
Stephen Moore, Senior Economics Writer with the Wall Street Journal, told FOX and Friends this morning that nearly 75% of Obamacare costs will fall on the backs of those Americans making less than $120,000 a year.

The Catholic Church vs. Obamacare's Contraception Mandate
The mandate would require employers to provide workers with birth control coverage. The Catholic Church teaches that artificial contraception is immoral; thus a mandate compelling employers to provide contraceptives infringes upon the religious freedom of Catholic employers.

Obamacare Increases Costs of College Health Plans by as Much as 1,112%
Louise Radnofsky of the Wall Street Journal reported that some colleges are dropping their student health plans for the new academic year, because the new law increases the cost of those plans by as much as 1,112 percent. And no, that’s not a typo.

Supreme Court's Health Law Decision Leaves in Place 21 Tax Hikes Costing Taxpayers More Than $675 Billion
The Supreme Court’s health care ruling leaves in place 21 tax increases enacted as part of that law. A dozen of these target Americans earning less than $200,000 per year for singles and $250,000 per year for married couples. This is a clear violation of the President’s pledge to avoid tax hikes on low- and middle-income taxpayers.

Supreme Court rules Obamacare individual mandate constitutional... as a Tax
The mandate "looks like a tax in many respects," Roberts wrote. The money is to be paid by people when they file their tax returns and does not apply to those who pay no federal income taxes; the amount someone owes "is determined by such familiar factors as taxable income, number of dependents, and joint filing status," and the "requirement to pay is found in the Internal Revenue Code and enforced by the IRS."

Valerie Jarrett: Obamacare will disproportionately help African Americans
Jarrett spoke with members of the Trotter Group of African American columnists and with regional reporters, and again outlined what she considered the Obama administration's successes, among them funding for historically black colleges and universities; health care reform, which she said will disproportionately help African Americans; and reducing disparities between penalties for possession of crack and for powdered cocaine.

ObamaCare Will Raise Insurance Premiums and Health Care Costs, Perhaps Bankrupt Hospitals, Federal Officials Admit
“Economic experts from President Obama’s own Health and Human Services Department have released a devastating report noting that Obamacare ‘will increase national health care spending by $311 billion from 2010-2019,’ according to the Associated Press. Even worse, ‘Medicare cuts may be unrealistic and unsustainable, driving about 15 percent of hospitals into the red and ‘possibly jeopardizing access’ to care for seniors.’” 

Obamacare slashing doctors' pay
A key government panel voted this month to whack what Medicare pays most doctors to treat patients. It’s an important step on the path to ObamaCare -- because the only way to make European-style health entitlements work in America is to pay US doctors lower European wages. This is going to hurt doctors -- and hit patients even harder, as American physicians scale down their medical practices to adapt to the lower pay rates.

Obamacare slashes reimbursement rates for Medicare Advantage
As part of its hundreds of billions in Medicare cuts, the Obama one-size-fits-all plan slashes reimbursement rates for Medicare Advantage starting next year — herding many seniors back into the government-run program.

Obamacare policies threaten the most vulnerable... Women
When government has the power to control health care, the result is always rationing care by limiting access. In such systems all over the world, individual choice always takes a back seat to government dictates. Despite all the talk about this administration supporting women’s rights, America’s women ultimately might have the most to lose.

IPAB, Obamacare's Super-Legislature
June 15, 2012 - (Cato) IPAB consists of up to 15 unelected government "experts." Its stated purpose is to restrain Medicare spending. If projected spending exceeds certain targets, Obamacare requires IPAB to issue "legislative proposals" to reduce future spending. Those proposals could include drastic cuts that jeopardize seniors' access to care, leading some critics to label IPAB a "death panel."

Labor unions primary recipients of Obamacare waivers
January 6, 2012 - (DailyCaller) Labor unions continued to receive the overwhelming majority of waivers from the president’s health care reform law since the Obama administration tightened application rules last summer. Documents released Friday afternoon show that labor unions representing 543,812 workers received waivers from President Barack Obama‘s signature legislation since June 17, 2011.

KFF: Health Insurance Premiums Rise Sharply in 2011... 9%
September 27, 2011 - (ABC) Health insurance premiums shot up 9 percent this year, nearly three times the rate of inflation and the most since 2005, a new study shows. Average health care premiums rose to $10,944 for employers and $4,129 for workers for a total of $15,073.

Doctors And AMA Split Over Contentious Issue Of ObamaCare
September 26, 2011 - (Forbes) Cheerleaders for Medicare and Medicaid claim that the government is just driving a hard bargain. But these underpayments end up hurting both healthcare providers and patients. To compensate for lower government rates, doctors must increase their patient load. Every patient consequently spends less time with the doctor.

Drug Spending Targeted in Obama’s $320 Billion Health Cut
September 19, 2011 - (Bloomberg) President Barack Obama’s deficit- trimming proposal would cut $320 billion from U.S. health programs in prescription drug and nursing home spending and by increasing individuals’ payments for Medicare coverage.

Comprehensive List of Tax Hikes in Obamacare
January 14, 2011 - (ATR) Next week, the U.S. House of Representatives will be voting on an historic repeal of the Obamacare law. While there are many reasons to oppose this flawed government health insurance law, it is important to remember that Obamacare is also one of the largest tax increases in American history. Below is a comprehensive list of the two dozen new or higher taxes that pay for Obamcare’s expansion of government spending and interference between doctors and patients.

Experts See Longer ER Waits, Increased Costs as Obamacare Begins
July 5, 2010 - (NewsMax) Emergency rooms, the only choice for patients who can't find care elsewhere, may grow even more crowded with longer wait times under the nation's new health law.

Obamacare: Impact on Doctors
May 11, 2010 - (Heritage) No class of American professionals will be more negatively impacted by the Patient Protection and Affordable Care Act and the Health Care and Education Reconciliation Act than physicians. Third-party payment arrangements already compromise the independence and integrity of the medical profession; Obamacare will reinforce the worst of these features. Specifically, physicians will be subject to more government regulation and oversight, and will be increasingly dependent on unreliable government reimbursement for medical services. Doctors, already under tremendous pressure, will only see their jobs become more difficult.

Lawrence O'Donnell (D) Admits: ObamaCare Will Enact Largest Tax Increase Ever
March 17, 2010 - (Newsbusters) Obama’s historic tax increase nearly doubles the previous record-setting tax that O’Donnell helped craft as Democratic Chief of Staff to the Senate Finance Committee during the Clinton administration.

Why the elderly are right to worry when the government rations medical care.
August 14, 2009 - (WSJ) Elderly Americans are turning out in droves to fight ObamaCare, and President Obama is arguing back that they have nothing to worry about. Allow us to referee. While claims about euthanasia and "death panels" are over the top, senior fears have exposed a fundamental truth about what Mr. Obama is proposing: Namely, once health care is nationalized, or mostly nationalized, rationing care is inevitable, and those who have lived the longest will find their care the most restricted.


Tags: Obama, Obamacare, Patient Protection and Affordable Care Act, Facts, Higher Taxes, CBO Estimates, Government Expansion, Fewer Doctors, Healthcare, Insurance, Individual Mandate, Contraception Mandate, Uninsured, Healthcare Rationing, Tax Increase, Medicare, Medicade, Supreme Court Ruling , Rate Increases, Tax Hikes, Premiums Rise, Rationing, Health Insurance Premiums, Private Exchanges, Waivers, Insurance Market, Lay-offs, Unions on Strike